In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review June 20, 2005 / 13 Sivan, 5765

Progressive Social Security won't pass as a mandate

By Dick Morris

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http://www.JewishWorldReview.com | House Ways and Means Committee Chairman Bill Thomas (R-Calif.) said it best when he commented on President Bush's proposal for progressive indexing of Social Security benefits: "I know some rich people, and if you ask them whether they would rather have a tax increase or their (Social Security) benefits cut, they'll immediately say, 'Cut the benefits.'"

Well, Congressman, let's ask them, shall we, instead of making the decision for them, as Bush has proposed in his Social Security reform program. If we offered people a choice — lower benefits or high taxes — Thomas is correct that most of those whose benefits will be cut under the Bush program would ratify the choice the president has made for them. But by taking it out of their hands and making the reduction in benefits mandatory, Bush hands the Democrats and argument that can slay his proposal.

For those who are on the lower end of the earnings spectrum, it is true that a choice between a cut in benefits or a rise in taxes is a choice of poisons. They cannot afford to live on what they now make and cannot save for retirement either. So the choice boils down to poverty now or poverty later.

But Bush could and should offer them the choice of postponing retirement to keep benefits at their current level. The added savings to the system that would come from a logical postponement of retirement would be very important as a supplement to the amount saved by a cut in benefits to the well-off.

By casting the issue as he has through his program of mandatory progressive indexation, Bush has ignored the history — and the mythology — of Social Security. When FDR first proposed the system, it was clearly a welfare program because there were not yet sufficient reserves in the system to pay for retirement benefits to anybody. It was a simple transfer of money from one generation to the next — or, in this case, from borrowed money to the elderly. But Roosevelt embedded deeply in our culture and national psyche the concept that, in subsequent years, Social Security would be a universal savings plan, required by the government, in which each person saved for his or her retirement.

Of course, inflation has made a mockery of this idea. In reality, Social Security is not much more than an intergenerational transfer of income. The coming threat to the solvency of the system underscores this fact. When the earnings of the young drop, because of their decreased population, the elderly will suffer without a further subsidy.

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Yet just because it isn't true that Social Security is a savings program where people save for their own retirement doesn't make it sacrosanct. The reason FDR conceived of the political justification for the program as he did was precisely so that the likes of George W. Bush would have a hard time dismantling it. By giving everyone the impression that it was their own money coming back to them in benefits, he made it politically impractical to cast Social Security as the welfare program it really is and cut it back.

Bush must be more respectful of the place of this myth in the minds of the voters. They will accept voluntary options in how to spend "their" money in the trust fund, but they will not let the president cast the program as one for the poor based on national largesse as opposed to a universal program whose foundation lies in the simple logic of giving people back their own money.

Bush cannot challenge the Rooseveltian legacy so overtly. It is only by giving people the choice of how to spend the money they think they have saved in the system that he can escape the attacks that would doom his program and would torpedo its more important contribution — that of a partial privatization of the system.

Bush needs to depart from the dogma of social engineering, where his academic panel decides what is good for people, and embrace his party's historic commitment to individual choice, where people decide for themselves what they want their own future to be.

George W. Bush: Take it from a former Democrat — you have to become a better Republican!

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