In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review

7 Ways to Save on Home Decor

By Cameron Huddleston

You do not have to spend a fortune to have a well decorated house

JewishWorldReview.com | If only your house could look like the ones featured in the pages of a magazine. Okay, so maybe you don't care if your home's décor is worthy of a photo shoot. But at least you want it to look nice enough that you're not afraid to invite your friends and family over occasionally.

Fortunately, there are plenty of ways you can furnish and decorate your home without blowing your budget. These seven strategies can help you save money as you fill your house with items that will make it look great (or at least worthy of visitors).

Buy at the right times of the year. Furniture stores have clearance sales in both January and July to clear out inventory before new styles are released. Some stores have discounts of up to 60%, and many offer incentives such as 0% financing. You'll also find a variety of home décor items, such as throw pillows, marked down in January during annual white sales.

Ask about discounted floor sample items. You often can find get great deals when furniture retailers dramatically mark down items that have been on display in their showrooms. You can do a search on the Web for floor sample sales or simply ask the sales associates at furniture stores if they have any floor samples on sale. Some pieces might have a few dings or scratches or might be slightly faded, but it's easy to overlook minor imperfections when you're getting a good deal. I saved more than 50% on several pieces of furniture and rugs by buying floor samples.

Save big by buying used. You shouldn't turn your nose up at pre-owned items for two reasons. Used furniture and décor can cost 50% to 75% less than new items. And design experts advocate a mix of old and new. You need a variety of styles in your home to make it more interesting, says Kim Jones, a visual artist and freelance interior and set designer. Hit up estate sales, consignment stores, antique stores or even yard sales to find unique and affordable pieces. You can easily turn a cheap piece into something original with a coat of paint, says Joy Beth Hanks, co-owner of vintage furnishings and home décor store Digs On The River. And an inexpensive slipcover can quickly transform an ugly couch.

Don't be afraid to haggle. Don't buy anything at a yard sale, thrift store or advertised in the classifieds online or in your local paper without haggling because negotiating is expected. You can even talk down the price of merchandise at retail stores, especially if it's the end of a season and the retailer is eager to make room for new merchandise. I've had a lot of success getting sales associates to lower the price of already discounted floor samples. You just can't be afraid to ask.

Shop at discount retailers. Stores such as Target, T.J. Maxx, Stein Mart and Cost Plus World Market are a great source of inexpensive home décor, such as decorative pillows, frames, vases and rugs. For example, you can find large baskets -- which look great and are perfect storage solutions for families with kids - at T.J. Maxx for a fraction of the price you'd pay for similar ones sold by Pottery Barn ($30 or less versus $100 or more).

Find affordable art. A great piece of art can be the focal point of a room. But don't assume you can't afford original art and have to settle for a mass-market piece purchased at a home goods chain store. Jones says that consignment stores are a great source of original art. Sometimes you can find paintings or pottery for just a few bucks. She once found a painting by a local artist worth thousands of dollars on sale for just $75. Online marketplace Etsy also is a great source of inexpensive original art. Digs On The River co-owner Littia Napier Wimpee recommends checking with local high school and college art departments to see if they have art sales. Maps found at Goodwill or thrift stores also can be a great way to decorate your walls, she says. And look no further than your own children's drawings to hang in their rooms.


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Get creative. A great way to save on home décor is to find new uses for things you already have, Hanks says. Look in your attic for old suitcases that can be stacked up to serve as a side table. An old silver bowl stashed in a drawer can be set out on a table for a classy way to hold keys or candy, she says. Jones says driftwood can look like a cool sculpture. Or head to a salvage shop or Habitat for Humanity ReStore (a nonprofit home improvement store) to find inexpensive used windows that you can use as unique frames and old doors to prop against a wall to add interest or turn into a table, Hanks says. An old mantel could be used as a headboard, Wimpee says. "Old stuff doesn't have to be used for its intended purpose," she says. For inspiration, do a search for "repurposed items" on Pinterest. Also check out design blogs such as Houzz, Apartment Therapy and DesignMom to get your creative juices flowing.

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Cameron Huddleston is an online editor at Kiplinger's Personal Finance magazine.

All contents copyright 2013 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC