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Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review July 28, 2009 / 7 Menachem-Av 5769

Empower individuals, not the government

By Jonathan Gurwitz




http://www.JewishWorldReview.com | The geniuses who thought it would be a profoundly good idea for the government to get into the home ownership business by sponsoring enterprises that buy mortgages and resell them as securities have a new plan. Now these Washington whizzes want to do to your EKG what they did to your IRA and 401(k) by getting into the health-care business.


Before we consider the pitfalls of Obamacare, let's turn to a New York Times article of Sept. 30, 1999. "In a move that could help increase home ownership rates ... the Fannie Mae Corporation is easing the credit requirements on loans that it will purchase from other lenders." Franklin Raines, the company's chairman, declared, "Fannie Mae has expanded home ownership for millions of families in the 1990s by reducing down payment requirements."


It sounded like a good idea. Expand home ownership. Make it more affordable. The government will back it. The wages for this government "reform" of sub-prime lending are $4.7 trillion in bailouts and growing, according to the special inspector general for the Troubled Asset Relief Program.


Expand health-insurance coverage. Make it more affordable. The government will back it. Anyone who believes government-backed insurance is the cure for health-care ills should seek immediate medical attention for short-term memory loss.


Journalist Michael Kinsley said a gaffe is when a politician tells the truth by accident. Enter President Obama, who said, "The reforms we seek would bring greater competition, choice, savings and inefficiencies to our health-care system." He got the last part correct.


What about those savings? An analysis by the Congressional Budget Office says a government health-care plan would dramatically increase federal spending and the deficit. The favored House plan would cost more than $1 trillion over 10 years, yet generate only about $500 billion in savings. Even Treasury Secretary Timothy Geithner's TurboTax couldn't calculate that as net savings.


We don't have to take the CBO's word for it. Massachusetts enacted health-care reform in 2006 that mandated individual insurance and created a public authority to offer state-subsidized coverage. Yet the Massachusetts experiment is a regulatory and financial disaster, with a large percentage of residents lacking coverage and costs far above projections.


Greater competition? Just as Fannie Mae and Freddie Mac came to dominate the mortgage market with government backing, so will government health insurance. No private insurer can compete with a leviathan that can consistently operate at a loss with taxpayer subsidies.


And choice? Here's all you need to know. Sen. Tom Coburn, a physician, introduced an amendment to the health-care bill championed by Sen. Ted Kennedy that would require members of Congress to enroll in any public plan. A bare majority of 12 Senate Health Committee members chose to support the measure. Eleven voted against it.


Is health care too expensive and inaccessible to too many Americans? Yes. But a government takeover of medical care will have all the success of Medicare, which is scheduled for insolvency in 2017.


A far better alternative would empower individuals with health-care tax credits to buy health insurance and doctors with tort reform that eliminates frivolous lawsuits rather than empowering government with control of a new sub-prime market for health insurance.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.

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JWR contributor Jonathan Gurwitz, a columnist for the San Antonio Express-News, is a co-founder and twice served as Director General of the Future Leaders of the Alliance program at NATO Headquarters in Brussels, Belgium. In 1986 he was placed on the Foreign Service Register of the U.S. State Department.

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© 2009, Jonathan Gurwitz

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