In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review March 4, 2009 / 8 Adar 5769

When free money isn't

By Paul Greenberg

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http://www.JewishWorldReview.com | Hey, it's free money!

Isn't that what they always say, they being state and local officials, and the money being federal grants?

We, as in We the People, aren't supposed to notice the strings attached to federal funds, or the unintended consequences that may result from taking them.

Maybe every federal grant should come with a warning label: Taking this money could have deleterious effects on your fiscal health.

Consider the offer of increased federal funding for states that agree to expand their unemployment benefits. A state can't lose on a deal like that, right?

Wrong. Because the states would have to increase their benefits permanently; the stimulus package lasts only two years.

Those states that take the money might also have to provide benefits for a lot of folks who now don't qualify for them.

Tennessee's governor, Phil Bredesen, noticed the catch. "We are evaluating this piece of money," he says, "whether it makes sense for us to take it."

Tennessee is having problems raising enough money to pay the unemployment benefits it offers even now. What'll it do if it has to provide more?

To quote Gov. Bredesen, "We're in the position of going back to our legislature this year for changes in our tax structure just to keep our fund whole, and taking it to a new level may be too much of a lift for the legislature this spring."

Georgia's governor, Sonny Perdue, also had problems with this "free" money. Because accepting the federal funds now might require his state to raise taxes when the money runs out after a couple of years. "We won't compromise," he says, "if we're left with filling a hole that requires higher taxes for Georgia businesses at the end of it."

Maybe the additional benefits would still leave a state ahead of the game, but maybe not. Should a state government concerned with staying solvent take the gamble? And in this economic climate, does it make sense to raise taxes on small business even more?

Look at how state government in California has managed, or rather mismanaged, its California-sized problems. Mainly by promising benefits it couldn't afford, then holding circus-like emergency sessions of its legislature when the bubble bursts. They've always said California is the wave of the future. It's starting to look like a tidal wave.

Nor is Louisiana's businesslike governor, Bobby Jindal, rushing to accept this "free" money from Washington. He prefers to look first, leap later — if at all.

This generous offer from Washington ("I'm from the federal government and I'm here to help!") has been welcomed warily, or just flat-out turned down, by one skeptical governor after another. Because it sounds like the bureaucratic equivalent of a Trojan Horse — attractive from the outside, full of danger within.

Over in Oklahoma, Gov. Brad Henry calls it a Catch-22. If he doesn't accept the money, he's sure to be denounced as a mean ol' skinflint — and a dumb one — for passing up freebies for the unemployed in his state. If he takes the bait, he might have to skimp on unemployment benefits in the future — or tax employers more to meet the burdens that come with this "gift."

And the more employers are taxed, the fewer employees they can afford to keep. Maintaining payroll is a big enough challenge these days. Many a company has gone beyond cutting fat; they're cutting into bone.

Texas' Rick Perry has told President Obama that, if this found money actually increases the entitlements his state will have to pay, "we will not accept." Gov. Perry says that's "exactly how addicts get hooked on drugs." A big high at first, a bigger letdown later.

Mississippi's governor, Haley Barbour, an admitted Republican, is looking at this gift horse warily. Because it would require the states to come up with money to fund the enlarged program, he calls it "a tax on job creation."

Lest we forget, states compete with each other for industries that create jobs. The higher the taxes in a state, the less likely a business may want to put a plant there.

So many federal programs are like this one: They sound great but may not be so great in practice. Once again the states might be left having to pick up the bill for what used be known as Unfunded Federal Mandates — an awkward phrase, but one that's easier to take than the cost of these obligations that the feds are always attaching to their benefits.

And the feds can be unforgiving when it comes to following their rules and regs, maybe right over a cliff. Remember the late great Hyman Rickover? That maverick admiral had his own struggle with the bureaucrats at the Pentagon when he was trying to get the nation its first nuclear sub. His well-founded advice: "If you're going to sin, sin against G-d. G-d will forgive you, but the bureaucracy won't."

The moral of this story: Think before grabbing.

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