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Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review Jan. 29, 2014/ 28 Shevat, 5774

The only 2 rewards cards you really need




http://www.JewishWorldReview.com | One card is good, but two is better if you want the most money back from your credit card purchases.

Consumer Reports Money Adviser applied that hypothesis to more than 60 rewards card programs using a variety of spending scenarios based, in part, on Bureau of Labor Statistics consumer spending data and market research. It turns out that spreading the right purchases across the right two cards can earn you hundreds of dollars more in annual rewards than just one card.

Here are the best two cards for three different types of spenders.

THE FULL HOUSE

Your family spends about $3,900 on gas and $5,700 on groceries a year, the national average for a couple with children, according to the Bureau of Labor Statistics. On a credit card budget of $3,000 a month, you're also spending heavily on entertainment, clothes and utilities.

Your two best cards: American Express Blue Cash Preferred and Fidelity Rewards American Express

Your rewards total: $1,070 in the first year; $1,980 over two years

Your strategy: The AmEx Blue Cash Preferred card offers you 6 percent cash back on groceries (on up to $6,000 a year) and 3 percent on gas. To get the maximum rewards in those categories, Consumer Reports Money Adviser says to put all of your monthly grocery and gas purchases on that AmEx card. Put the rest of your charges on the Fidelity Rewards AmEx, which gives you 2 percent cash back on all of your other purchases. You can pocket that cash or put it into a Fidelity individual retirement account, a brokerage account or your family's 529 college savings plan.

THE ROAD WARRIOR

Whether it's for work or play, you spend lots of time on planes and in hotels, and you want to earn rewards so your next globetrotting trip is free. Three-quarters of your credit card spending is in travel-related categories such as airfare, hotels, rental cars and dining, and you charge a total of $3,000 a month.

Your two best cards: Barclaycard Arrival World MasterCard with double points and PenFed Premium Travel Rewards American Express

Your rewards total: $1,550 in the first year; $2,420 over two years

Your strategy: The PenFed card and the Barclaycard let you use your points for trips on any airline. The PenFed pays an impressive 5 points back on every dollar spent on airfare. If you use it to charge flights but put your other travel expenses and the rest of your charges on the Barclaycard to take advantage of its travel reward of 2 miles for every dollar spent, Consumer Reports Money Adviser says you'll reach the reward totals noted above. The Barclaycard also gives you $400 worth of travel points if you spend $1,000 in the first three months.

You can redeem your Barclaycard points on such sites as Kayak, Orbitz and Travelocity. But the PenFed card requires you to use its agent to book your travel.



THE SMALL-BUSINESS OWNER

You've got a wide range of expenses that include travel, dinners with clients, office supplies, communications costs and advertising. According to a 2012 analysis of more than 12,000 members of Shoeboxed.com, a service that lets small businesses track their spending, the average amount was $2,245 a month. You need cards that earn you cash that you can plow back into your business or provide travel points that you can use for your next business trip.

Your two best cards: American Express SimplyCash business card and Capital One Spark Cash business card

Your rewards total: $710 in the first year; $1,260 over two years

Your strategy: To maximize your rewards, Consumer Reports Money Adviser says to use the AmEx card for 5 percent cash back on your monthly spending on office supplies and telecom expenses (such as your phone and Internet service) and for 3 percent cash back on gas. Your other small-business spending should go on the Capital One card.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


Previously:


Can good bacteria fight a growing medical threat?
11 things every home should have
Dump your big bank and save
Beauty products you're probably using the wrong way

To comment or ask a question, please click here.

© 2013, CONSUMERS UNION, INC. DIstributed by Universal Uclick for UFS

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