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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review May 31, 2013/ 22 Sivan, 5773

Saving the Elderly Safety Net

By Linda Chavez



http://www.JewishWorldReview.com | Here's a thought: If Medicare pays your medical bills, thank an immigrant for making it possible. For all the loose talk about how immigrants burden our social welfare system, it turns out that when it comes to Medicare, immigrants contribute far more to the system than they take out.

A new study by Harvard Medical School shows that between 2002 and 2009, immigrants (including those in the country illegally) contributed $115 billion more to the Medicare system than they received in benefits, while the American-born received $28 billion more than they contributed. If not for immigrants, Medicare would be in bigger trouble than it already is. And the same is true for Social Security, to which immigrants contribute a surplus of about $12 billion a year.

The most important reason why immigrants contribute more to the system than they receive is that immigrants, on average, are younger than the native-born population. Hispanics, who comprise the largest group of immigrants, have a median age of 27 years, compared to 42 among non-Hispanic whites. Since both Medicare and Social Security funding derives from those still in the workforce, while benefits accrue to older people, the younger age-structure of the immigrant population means more are paying in than are receiving benefits.

Immigrants also tend to be healthier than the American-born — at all ages. Researchers have long debated why, but the answer seems to be in lifestyle. Immigrants smoke and drink less, take fewer illicit drugs and eat healthier — at least in their early years in the U.S. Unfortunately, one of the downsides of assimilation is that the longer they're in America the more likely immigrants are to adopt unhealthy habits, including overeating. And their U.S.-born children may lose the immigrant health advantage.

Critics are quick to point out that whatever temporary benefits immigrants provide in payments into the elderly social welfare safety net, they will become a burden as they age. But at all ages, immigrants appear to use the health care system less than the native-born population. Dr. Leighton Ku, director of the Center for Health Policy Research at The George Washington University, told The New York Times recently that his research shows that immigrants' individual medical costs are from 14 percent to 20 percent less than those of the native population, even after controlling for lack of insurance coverage and emergency room visits.

But the critics are right about one thing. If anti-immigration organizations get their way and reduce immigration — or halt it altogether, as groups that favor zero net immigration to the U.S. propose — the costs of caring for elderly immigrants already in the U.S. will become a burden. In fact, a moratorium on immigration would jeopardize the whole safety net for the elderly, both foreign- and native-born.

Despite the widespread and fervent belief of many Social Security and Medicare recipients that they are simply drawing on money they've paid in, nothing could be further from the truth. Young working people pay for the safety net that cares for the current elderly. The retired receive far more in benefits, on average, than they paid in during their working years — and the only reason the system doesn't collapse is that we now have more people working than drawing benefits. But without immigration, our working population will shrink. Reversing the ratios of the working and the retired populations would spell disaster for future elderly Americans.

The Senate will take up an immigration overhaul in June. Let's hope that senators who are opposed to bipartisan legislation passed by the Judiciary Committee will think twice before making arguments about the "burden" of immigration.

Today, as in the past, immigrants renew the American population by adding millions of newcomers with strong work ethics. But they are also responsible for helping America's elderly. Without immigrants' surplus contributions to Medicare and Social Security, those same senators would face the choice of raising taxes or cutting benefits, which is a lot more unpopular, not to mention worse for the country, than letting immigrants come to the United States or remain here to work.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


JWR contributor Linda Chavez is President of the Center for Equal Opportunity. Her latest book is "Betrayal: How Union Bosses Shake Down Their Members and Corrupt American Politics". (Click HERE to purchase. Sales help fund JWR.)

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© 2006, Creators Syndicate

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