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April 21, 2014

Andrew Silow-Carroll: Passoverkill? Suggestions to make next year's seders even more culturally sensitive

Sara Israelsen Hartley: Seeking the Divine: An ancient connection in a new context

Christine M. Flowers: Priest's execution in Syria should be call to action

Courtnie Erickson: How to help kids accept the poor decisions of others

Lizette Borreli: A Glass Of Milk A Day Keeps Knee Arthritis At Bay

Lizette Borreli: 5 Health Conditions Your Breath Knows Before You Do

The Kosher Gourmet by Betty Rosbottom Coconut Walnut Bars' golden brown morsels are a beautifully balanced delectable delight

April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review Jan. 31, 2014 / 30 Shevat, 5774

Reducing College Costs

By Linda Chavez



http://www.JewishWorldReview.com | The cost of higher education has been much on my mind lately, in part because my oldest granddaughter is one of the estimated 22 million students headed to college in the fall. When I was her age, I was able to pay my own freshman tuition from a part-time minimum-wage job in a department store in Denver while I lived at home. But Phoebe won't be as lucky. Chances are she will end up saddled with debt, even though she may receive some merit-based aid and will likely work to pay her tuition.

The cost of tuition has risen dramatically in the past 50 years. I paid about $250 per semester for tuition when I started school in 1966 as an in-state student at the University of Colorado. If I were registering today, my tuition would be roughly $5,300 a semester for a full-time class load. Even after adjusting for inflation, this represents a three-fold increase in tuition costs, at a time when a college degree is a prerequisite to middle-class status.

You would think, given this reality and the Obama administration's fixation on eliminating income inequality, that administration officials would be looking at ways to reduce higher education costs. But no — at least not when it comes to allowing the for-profit sector to play a role.

College bureaucracies — like education in general — are bloated. But efforts to streamline or outsource functions have met with resistance in the administration. One of the latest stumbling blocks the administration is trying to put in place involves new rules for how schools dispense student aid.

In the past, most students received the remainder of their financial aid package, after tuition and fees were deducted, in the form of paper checks. But the issuing of such checks requires a bursar's office and extra administrative staff to oversee. What's more, the whole process is ripe for fraud.



Just as the Social Security Administration has moved away from mailing checks to recipients, so, too, have many colleges moved to dispensing aid into student bank accounts and issuing debit cards so they can access their funds. But the bureaucrats in charge of federal student aid now want to penalize schools and card issuers for making a profit on the service.

Schools who use the services of for-profit debit card companies save millions of dollars by not having to issue checks. These savings help hold down rising costs in higher education. But the Obama administration and its liberal allies in Congress are skeptical of the free market and worry that companies will actually make money by charging fees to students who use their services. Frankly, this skepticism grows out of ignorance of how a market economy works.

Companies are in business to make profits. It's what motivates them to invest resources and provide services. Unsurprisingly, companies that issue cards so students can access their financial aid charge modest fees for using the cards, just as most banks do for their own customers. But now the Department of Education wants to issue new rules that would make it more difficult and less profitable for companies to do business in this area. DoE will hold meetings for a newly established rule-making committee starting in mid-February on the use of debit cards.

No one wants to see students gouged by excess fees to access money they are entitled to. But neither is it in students' interests to see colleges have to disburse money in less secure, inefficient methods like paper checks in order to satisfy government bureaucrats who think profit is a dirty word. The important thing is to keep costs of higher education from rising and pricing deserving students out of the market. If a for-profit company can figure out a better way to disburse financial assistance and schools save money in the process, everyone is better off.

The Department of Education should spend its time trying to figure out ways to make higher education more affordable, not putting up roadblocks to reducing costs.

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


JWR contributor Linda Chavez is President of the Center for Equal Opportunity. Her latest book is "Betrayal: How Union Bosses Shake Down Their Members and Corrupt American Politics". (Click HERE to purchase. Sales help fund JWR.)

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© 2006, Creators Syndicate

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