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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review Oct. 22, 2013/ 18 Mar-Cheshvan, 5774

Don't let Obamacare Crisis go to Waste

By Mona Charen




http://www.JewishWorldReview.com | The constipated debut of Obamacare has reduced the president of the United States to the status of TV pitchman. "Act now" to get this great product, he exhorted listeners on Monday, offering testimonials from one of the rare successful purchasers, promising limitless benefits and low prices, and even an 800 number. His operators are standing by, he urged, and they speak 150 languages! (You could sign up in Min Bei and Kazakh, if you could sign up at all.) If Obama had thrown in a free tote bag for the first 100 callers, it wouldn't have seemed out of place.

The president has consistently claimed that his law will extend coverage to the roughly 47 million uninsured (there is no agreed upon number) while also reducing premiums for everyone. This is like promising that you can eat all you want and still lose weight, which other TV pitchmen routinely promise come to think of it. This is not possible. For the law to work even reasonably according to plan, say, with only small increases in premiums for everyone, large numbers of the young and healthy who have previously gone without health insurance must sign up.

That's why it was a little odd that the president kept referring to those with pre-existing conditions at his Rose Garden appearance. He doesn't need to persuade them. The sick and uninsured have the strongest incentive to weather the failures, frustrations and long wait times on HealthCare.gov. It's those who are being asked to purchase a product they don't think they need — the young and healthy — who will be deterred by the crashing website. After the second or third abortive attempt, to say nothing of the 30th, they are likely to choose to pay the fine rather than sign up, particularly since the fine, at least in 2014, is low.

The fines rise steeply in 2015 and beyond though, which may force the young to confront the fact that they were promised a shiny new benefit — free healthcare — and are actually just transferring wealth (again) to others. They may not have recognized it when they pulled the lever for Obama in 2012 but young people were voting to tax themselves even more for the benefit of those who are already better off than they.



The average net worth for households headed by someone 65 or older was $170,494 in 2011, compared with $3,662 for those headed by someone 35 or younger. While it's always been true that the elderly are wealthier than younger people because they've accumulated assets over the course of their lives, paid off their mortgages and so forth, the gap between generations is now at its highest point ever.

Young people are already burdened. They are struggling to find full-time jobs, paying off student loans and raising children. Often, they are helping to care for their aging parents. Their paychecks are already docked for Social Security and Medicare, and now their health care premiums and/or deductibles will rise as well. Many of the benefits (if we ever get that far) will flow to those close to retirement.

This assumes that Obamacare will survive the next several months. If the website is not repaired soon, as Yuval Levin explained in National Review, the health insurance "death spiral" will result in larger numbers of sick than well subscribers. Insurers will be forced to raise premiums, which will, in turn, drive out even more healthy people, leading to higher premiums and then to insolvency.

Some on the right, foreseeing the failure of Obamacare, have argued that it was all part of a diabolical plan by the Democrats to achieve what they've always really wanted — single-payer.

It's true that single-payer is their goal, but after witnessing the debacle of Obamacare, will voters be willing to trust the Democrats when they say, "And now for another huge new entitlement program. Motto: This time, it won't crash"?

Rather than engaging in purification rituals among themselves, Republicans' most crucial job in the coming months is to present a coherent alternative to Obamacare — one that deals with the problem of pre-existing conditions, increases competition, encourages personal responsibility (by, for example, permitting lower premiums for those with healthy habits), and cuts through the Gordian knot of health care regulation.

Let's adopt Rahm Emanuel's thinking and not allow the Obamacare crisis to go to waste.

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Comment on JWR contributor Mona Charen's column by clicking here.

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