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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review December 4, 2013/ 1 Teves, 5774

Lying to the Sick

By Betsy McCaughey



http://www.JewishWorldReview.com | The Affordable Care Act gets more and more curious. President Barack Obama promised to protect those with preexisting conditions and help the uninsured. Yet these vulnerable groups are getting clobbered. Congress needs to show mercy and protect them now instead of waiting until the entire misadventure plays out. Here's a plan of action.

One of the president's biggest lies to sell Obamacare was claiming it would protect people with preexisting conditions. He even lied that his mother Stanley Anne Dunham, a cancer victim, suffered because her insurer used the preexisting-condition excuse to drop her. The truth, revealed in a 2011 biography, is that she had employer-provided insurance that paid her hospital bills until the end of her life. Since 1996, employer-provided plans have been barred from dropping or excluding anyone based on a preexisting condition. So is Medicare and Medicaid.

The problem of preexisting conditions affects about 2 million people in the individual market. The best options for sick people are being closed because of Obamacare. In 35 states, the sick have relied on high-risk pools, where premiums are subsidized to keep them within reach. But every high-risk pool is scheduled to close on Dec. 31, 2013, or shortly after, because the law directs ill patients to enroll in Obamacare exchange plans.

The problem is that most exchange plans severely limit choice of hospitals and doctors, excluding specialty hospitals such as Memorial Sloan-Kettering Cancer Center in New York City. For a cancer patient in the middle of chemotherapy, being forced to change health plans and oncologists is a life-or-death issue.

State insurance commissioners are scrambling to delay the closings. In truth, the pools should permanently be kept open and funded with money slated for the Obamacare exchanges.

The high-risk pools are an honest way to subsidize care for the sick, and they've worked for 25 years, even with long waiting lists. Obamacare replaces them with a devious method — luring young people into exchange plans at premiums far higher than the cost of care to offset the cost of sick people in the same pool. The exchanges rip off the young and downgrade care for the sick.

But the administration is doubling down on marketing them. Already it has spent $6 billion to create and promote Obamacare exchanges. Not a dollar of that has gone to medicine, surgery or bedside care.

Putting everyone in the same risk pool is a major cause of Obamacare sticker shock. Maintaining high-risk pools will keep premiums down in the individual market.

As divided as Congress is, Democrats and Republicans should find common ground in preserving and expanding the high-risk pools.



A second simple remedy both parties should support to help the vulnerable is COBRA subsidies for people who get laid off so they can afford to keep their on-the-job coverage. According to the Congressional Budget Office and the American Enterprise Institute, about half of the uninsured regain coverage within 12 months, generally because of a new job. (It may take a bit longer during the current slowdown.)

These people need help paying COBRA premiums. In 2009, Congress enacted a temporary 65 percent federal subsidy for 18 months. According to a U.S. Treasury analysis, it increased COBRA participation by almost 50 percent. A larger subsidy for a shorter period would have done even more.

But Obamacare replaced COBRA subsidies with something grossly inferior: Medicaid. Being dumped into Medicaid means losing access to your doctors.

The 2009 COBRA program cost $2 billion (about $2,000 per recipient). Funding high-risk pools would cost $22 billion a year ($11,000 per enrollee, according to the national association of these pools). That's less than the $26 billion budgeted for the unpopular and still empty exchanges in 2014, and half of what is budgeted for 2015.

Beyond these two remedies, there may soon emerge bipartisan support to halt the damage from Obamacare. The compromise's first step should be repealing Subtitles C, D, E and F of Title 1 of the law. It would leave in place the Medicaid expansion that covers the indigent and popular provision allowing children to stay on their parent's plan until age 26 and eliminate the job-killing employer mandate, individual mandate, exchanges and most importantly, the provision making all individual and group health plans conform to a Washington-knows-best benefits package.

Unless that costly provision is repealed, employers will drop coverage for millions in 2014. Hardest hit will be the people the president promised to protect: those with preexisting conditions. Without high-risk pools, where will these sick people go? Into a rabbit hole?

Please comment by clicking here.

Betsy McCaughey is a former lieutenant governor of New York, founder of the Committee to Reduce Infection Deaths and the author of "Beating Obamacare." .

Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.


Previously:

11/30/13: A Lie from Day One

10/23/13: Congress Cedes Control over Borrowing: a Dictator's Dream

10/16/13: Obamatude Ahead

10/09/13: Obama's Dangerous Claim to Executive Power

10/02/13: Big Brother Is Speaking

09/25/13: Dem Big Wigs' appalling ignorance about Constitution should be an American embarrassment

09/18/13: Sex and Subsidies in the Nation's Capital

09/11/13: Obama Wants Your Sexual History

09/04/13: Obama's Labor Day Lies

08/28/13: Speaker John Boehner's Mission: Defend the Constitution

08/14/13: The Rule Of Law Versus King Obama

08/07/13: Congress Exempts Itself From the Law

07/31/13: Defunding: the Framers' Remedy for Presidential Lawlessness

07/10/13: REVEALED: Corrupt Ploy to Boost Health Exchanges

07/03/13: Who Are Your Heroes?

06/27/13: Will you be shocked by what's really in immigration reform bill?

© 2013 Creators Syndicate

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