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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review

Holiday Scams to Avoid

By Cameron Huddleston






JewishWorldReview.com | Unfortunately, the holiday season isn't just a time of giving. It's an opportunity for identity thieves, computer hackers and fraudsters to take what they can from unsuspecting victims.

A lot of the scams at this time of year are cyber-driven, says Bill Kowalski, a former FBI agent and director of operations for corporate investigative services at financial services firm Rehmann. But thieves also use less-sophisticated tactics to steal money or personal information from consumers while they're shopping in stores or looking to give to those in need, he says.

Here are several scams that will be popular this holiday season and tips for avoiding them.

Bogus shipment notifications. Watch out for e-mails notifying you about package shipments. Kowalski says that scammers send out bogus notifications that prompt people to click on links to track packages and those links contain computer viruses. If you're not expecting any shipments, it's easy to recognize these e-mails as fakes. But if you've made purchases online, Kowalski recommends going directly to shipping companies' sites to track your packages rather than clicking on links an any e-mails -- even those that appear to be legitimate.

Used gift cards. A lot of retailers display gift cards at the checkout -- and thieves take advantage of this, says Rip Mason, the CEO of LegalShield, a legal services and identity theft protection provider. They take cards, copy the numbers on them then put the cards back on the rack. The thieves can assess when the cards are purchased and activated and will drain the cards of all their funds -- leaving the consumer with a card that can't be used. So Mason says that if you buy a gift card, ask the sales clerk to give you one from behind the counter.

Malware e-cards. Scammers are taking advantage of the fact that more and more people are sending holiday greetings by e-mail and are sending e-cards with malicious software embedded in them, Mason says. If you receive an e-mail from someone you don't know, don't let curiosity get the best of you. Just delete the e-mail.


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Special offers. If you receive an e-mail or text message claiming that you've won a prize or gift card, resist the temptation to respond. The sender likely is a scammer trying to get your personal information or money. Kowalski also says scammers will send texts or e-mails prompting recipients to click on links to access information about a retailer's sale or special offers. Go directly to the retailer's Web site or Facebook page to see if it's having a sale.

Phony Web sites. If you do a Google search for a popular toy your kid wants for Christmas, there's a good chance that some of the results will be links to fake sites or images that have viruses or malware. That's because scammers build sites based on popular search terms. When doing your holiday shopping online, stick with sites you know.

Scammers also create sites with Web addresses similar to those of legitimate retailers, Kowalski says. The Better Business Bureau reports that several Web sites have cropped up that include the word "overstock" in the domain name, hoping to fool consumers into thinking they are shopping with Overstock.com, a legitimate online retailer. Always type the Web address of a site you wish to visit directly into the browser rather than clicking on links in e-mails or on social media sites. Make sure you have the most updated version of the browser you use, which can flag suspicious sites, and updated virus software on your computer. Look for "contact us" information on sites you visit and make sure "https" appears at the beginning of the url on the payment page.

Malicious apps. Be wary of the apps you download on your phone or Facebook page -- especially free ones that you're prompted by anonymous text messages or Facebook posts to download. Be wary of any app that asks for access to your e-mail account or for any personal information because it likely will be malicious. Even legitimate apps might ask permission to access your personal information, from your birthday to your current location to your list of friends. So before you click install, read the list of permissions being requested by an app to make sure it's not asking for information you don't want to provide.

Fraudulent charities. Scammers hope to take advantage of people's desire to give to those in need during the holidays by sending e-mails or texts asking for contributions. Kowalski says that some are even using copied logos from legitimate charities in e-mails or on fraudulent Web sites. Often you can hover over links in such e-mails and see Web addresses that point to fraudulent sites instead of a legitimate charity's site. Rather than respond to those pleas, visit CharityNavigator.org for reviews of charitable organizations to find a cause that will benefit from your generosity. Don't make large donations in cash and always ask for a receipt.

Eavesdropping. Cyber thieves aren't the only ones taking advantage of consumers. You can easily become a victim if you provide personal information to a sales clerk and someone's listening to your responses, Kowalski says. Avoid giving out your e-mail address, phone number or other similar information that isn't necessary to complete a transaction.

Bait and switch. It may be tempting to get a hot product at a super low price. But if someone approaches you in a public place offering to sell you, say, an iPad for cheap, you'll likely end up with an inferior product, Mason says. Scammers also use e-mail or online auctions to promote products at really low prices and often ask for payments to be wired. The Better Business Bureau warns against sending cash to strangers. In these situations, the consumer sends money but never receives the merchandise. Only purchase from trusted retailers to ensure that you're getting what you pay for, Mason says.

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Cameron Huddleston is an online editor at Kiplinger's Personal Finance magazine.



All contents copyright 2013 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC

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