In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review December 13, 2012/ 29 Kislev 5773

Morality of Today and Investing

By Charles Payne

http://www.JewishWorldReview.com | Back in the day, Americans trying to pressure South Africa to jettison its Apartheid system of government decided to put pressure on American businesses and other investors with financial links to Pretoria. Reverend Leon Sullivan created a set of principles in 1977 that ultimately was adopted by the United States government in 1986 that created serious economic backlash for those that profited in South Africa.

The campaign probably worked more from a moral embarrassment standpoint than an economic boycott.

I supported the campaign. I think so did most people that understood how unfair Apartheid was and how poorly it looked on America to support it in the United Nations and through investment. But managing your wallet based on your own moral compass can mean limited options and even limited returns on investments.

Anyone that considered Chinese workers to be under duress and in a state just north of slavery and refused to invest in Apple, missed one of the most amazing stock stories of a lifetime (unless they bought two months ago). The point is we all have issues that we care deeply about. The investing world is wide and surely there are enough stocks out there to avoid one that impacts your sensibilities. If there is a stock or industry that goes against your sense of morality and standards, then it is fine not to invest in or patronize that company.

But there are clear differences between sins and different opinions on how to live life. In other words, all moral compasses aren't programmed the same. Some people will not buy stocks of sugary snack companies, others cigarettes companies, and others certain stem cell operations. There are millions that have sworn off General Motors (GM) stock and its products. There are such things as company values that make it easier for me to avoid products but more difficult to not invest in that company. Offending my sensibilities is one thing, but offending my religion is another.

This brings me to the scandal of Urban Outfitters (URBN).

Cool Always on Edge

Yesterday the stock soared on a regulatory filing that suggests sales are running ahead of consensus. Beyond Wall Street, the headlines focused on the latest line of items that express vulgarity. The words used on clothes, mugs, and other items would make a sailor blush. We aren't talking about a grey area; we are talking about going there with gusto. I received a letter from a former customer of the store (see sidebar) outraged at the latest push of the envelope.

I've been in Urban Outfitters and must say this stuff has been going on for a long time. Although now it's clear the bar has risen. Initially, I was shocked and still find it hard to believe. The company also owns the ultra-cool Supreme stores and clothing line. Earlier this year, as I walked away from the store with my son, he remarked that the sales guy, who knows me well, was surprised I let him buy a certain t-shirt. I asked to see the shirt and promptly made my son exchange it. By the way, this was the same sales guy that let us in without standing in an hour-long line.

I can see how someone would want to boycott the products and the stock, yet such protests might not mean much. There is a larger issue.

The vulgarity on those Urban Outfitters products reflects the current world in which our children reside. There are a few Taylor Swift's out there, but for the most part, vulgarity is omnipresent. Nobody blushes and nobody thinks twice. I don't think Urban Outfitters is the problem, just a symptom. But there are worse things than gutter curse words expressed on clothing and iPad cases even though it speaks to lost morality in general. When I step into an Urban Outfitters store I see crassness and I see crowds.

Our subscribers are in the stock because the products are in demand. The products are in demand because they are cool.

There are different reasons things become cool, but the one thread that connects cool stuff to the beginning is an anti-social, anti-establishment aspect. These days language on regular television is enough to make one blush, so going against the norm means really going out there.

That being said, the pendulum on class and crassness cannot swing much further into the filth zone. I don't know when the pendulum comes back to those Mayberry R.F.D. days, which portrayed a time that never existed but was nice to visit each day to make us feel better.

I will say I'm not sure that show was ever considered "cool." Let's face it, cool has always been edgy and risqué even back then.

I'm not asking anyone to go against their beliefs, but I am saying that at some point, investing might mean owning assets, including stocks, where people think differently than you. Don't violate your religion, but keep an open mind on where society is, and if you want to change it, that's fine, but your investing dollars probably will not make a difference, unless it's an issue on par with Apartheid and not just bad words on a t-shirt.

Ben To Keep Printing

It's not even headline news anymore. The Federal Reserve is ready to push its balance sheet to over $4.0 trillion and nobody is batting an eye.

Today, Ben Bernanke will speak to the media, which will for the most part, lob him softballs about the current economic environment. If I were able to pose questions here are my top four:

* Why is he so confident the Fed can stop the threat of inflation once it rears its ugly head since official measures make allowances that underestimate real life cost of living?
* If full employment is part of the Fed's role, then how alarmed is he at the rapid exodus of Americans from the labor force?
* To what extent is political bickering and incompetence mitigating efforts of the Fed?
* Is the balance sheet the ultimate example of elasticity - can it grow forever?

Fiscal Cliff Update

Late yesterday, Harry Reid threw a monkey wrench into the market, on purpose, with more nonsense about democrats not cutting any spending. This bizarre form of public negotiation is only moving us further from resolution. The market took a ding, but more and more there is a belief a deal of some sort will materialize. The quality of the deal is what's in question. I have shifted my position to now thinking that no deal would be better than a complete surrender. Forget about the blame game, because history knows the Commander in Chief must bind competing interests together.

Business Roundtable Letter

The Business Roundtable comes out with a letter backing the notion of higher revenue, which is somewhat disappointing. The organization of CEOs doesn't say if it should be tax hikes or reducing loopholes, but they must be smart enough to know that the media would take their letter and say it backs up the White House. Moreover, it's interesting the letter comes just as the White House mentions corporate taxes being part of the mix. Just a coincidence I guess.

The average income of members is around $15.0 million so higher taxes will not impact them the way it does AAA Construction with $500,000 in income.

I'm sure some members of the organization don't want higher taxes, and virtually all understand it's a net negative for the economy, but they just want it resolved. It's not much different than the reaction of someone that's been water-boarded... just stop, I'll say and do anything.

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Charles V. Payne is a regular contributor to the Fox Business and Fox News Networks. He is also the Chief Executive Officer and Principle Analyst of Wall Street Strategies, Inc. (WSSI), founded in 1991 which provides subscription analytical services to both individual and institutional investors.


11/28/12 The Emotions of People
11/26/12 Crashing Resolve and American Dream
11/19/12 Beware of gifts and grand bargains

© 2012, Charles V. Payne