In this issue

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review Oct. 21, 2013/ 17 Mar-Cheshvan, 5774

The New Welfare State

By Bruce Bialosky

http://www.JewishWorldReview.com | The Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (welfare reform) was a monumental event for the American government. At the signing of the bill on August 23, 1996, then President Clinton stated "Today, we are ending welfare as we know it." His signing of the bill helped to seal his reelection. But what is the reality 17 years later?

The CATO Institute's Michael Tanner was one of the leading thinkers behind the act in 1996. When I stated that to him he downplayed his own role, he replied that "We have to thank Robert Rector of Heritage Foundation and Charles Murray." In 1995, Tanner co-authored a groundbreaking study entitled The Work vs. Welfare Trade-off. The research found in that study helped lead to the 1996 Act which Tanner declared "was a huge step forward."

Tanner decided it was time to take another comprehensive look at welfare as we know it. When asked why now it was time to do a new study, Tanner stated "There have frankly been a lot of requests and there have been a lot of changes to the programs."

The welfare reform dealt with only four welfare programs. The two main ones were Aid to Families with Dependent Children (AFDC) and Food Stamps. In the ensuing period those two programs have been renamed in the governments' desire to be more sensitive. AFDC has become TANF (Temporary Assistance for Needy Families) and Food Stamps is now SNAP (Supplemental Nutrition Assistance Program).

Tanner stated that was a large problem with the bill. It did not address enough of the "welfare state" to make effective changes. There are currently 126 federal anti-poverty programs. 72 of those programs are either cash assistance or in-kind programs. They operate through nine different cabinet departments and four independent agencies. One would think with all these poverty programs the poverty rate would go down. Though the poverty rate has fluctuated a couple percent, it is currently at 15% which it has been for two years running.

Tanner outlined for me the criteria he used for the current study which he states were the same criteria used in 1995 to assure the studies were comparative. The model is based on a single mother with two children. In the model, in addition to TANF they receive benefits from the following programs: Food Stamps, Medicaid, WIC (Women, Infants and Children — food assistance), Utility Assistance, Public Housing (Section 8) and the Free Commodities Program (Cheese and Milk).

The results are clear: you should move to Hawaii. Based on the facts delineated above, a family would receive $49,175 in tax free benefits. Figuring a combined federal, state and social security tax rate of 28%, the amount of tax free benefits is equivalent to $68,298 of earnings. Since the vast majority of Americans do not earn nearly that much, the welfare participants are much better off than the average hardworking American with two children. There are 19 states in which you would receive over $30,000 of benefits from these programs. Even if you reduce the projected combined tax rate to 25% percent, the welfare recipient would be getting what would be equal to $40,000 in wages. That is with taking advantage of only seven of the 126 federal anti-poverty programs.

Tanner discussed what he found had changed since the last report. One of the things he pointed out was that in constant 2013 dollars that 33 of 51 states (including D.C.) had increased benefits since 1995. That means that since the new law, with just the seven programs included, it has become more beneficial -- not worse -- to be on welfare. Tanner cited that one of the hallmarks of the 1996 bill was the work requirement. He said "We were very surprised to see how the work participation has not been enforced." Only 16 states had a work participation rate of over 50%. When asked if there was a correlation between red states and lower welfare and higher work enforcement, Tanner said "That is quite clear." Only three of the sixteen states with over 50% work participation are blue states. Of the 18 states that decreased their benefits since 1995, only three could be considered blue states. Tanner pointed to Illinois as a particular anomaly as it was in both groups.

Tanner made clear that he thought there had been little real change since the law was enacted. He felt there are two principle reasons: 1) the law revised only four of the 126 federal programs; and 2) the federal government is not enforcing the work requirement. Once again Michael Tanner needs to be applauded for his detailed and sophisticated analysis of the reality of where the welfare state stands today. He said there has been much greater media focus on this year's study than the one back in 1995. The question is, with all the animosity in Congress and a President who likes handing out OPM (other people's money), whether it will have any effect.

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Bruce Bialosky is the founder of the Republican Jewish Coalition of California and a former Presidential appointee.

© 2013, Bruce Bialosky