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Jewish World Review Oct. 22, 2012 / 6 Mar-Cheshvan, 5773 We love our troops, but some of us love ripping them off even more By Dale McFeatters http://www.JewishWorldReview.com | Among those most determined to get their hands on the skimpy paychecks of the younger members of the military are certain segments of the student-loan industry. "Many service members may not have access to the full range of benefits afforded to them due to servicing errors and complex eligibility," says a government report released Thursday. Often, this is in violation of the law, Defense Secretary Leon Panetta said at a press conference. Somehow, this confusion results in increased profits for the loan companies. And it has to be deliberate. After the liar loans, toxic mortgages and flawed foreclosures of the Great Recession, it has to be deliberate profiteering. The financial institutions no longer get the benefit of the doubt. The loan companies will argue that the youngsters who signed for the college loans were of legal age and should have known what they were signing. Try telling that to St. Peter at the Pearly Gates. It's hard even for most loan officers to make heads or tails of the fine print in the documents they are putting before 18-year-olds. The number of military personnel with student-loan debt somewhat mirrors the general population. About 41 percent in the military have student-loan obligations, compared to about 67 percent of college seniors. The average burden of $25,566 for a military member compares with $26,600 for the average college borrower. Like obesity, the indebtedness of younger military members is a threat to national security. Pentagon officials say debt is one of the top sources of anxiety among troops. Members of the military struggling with serious debt are likely to lose their security clearances; in fact, it's the top reason they do. Panetta says that's something "we absolutely have to address." Debt-burdened members of the military do have certain recourses, but lenders aren't likely to tell them. They are eligible for reductions in monthly payments, for loan forgiveness after a certain number of payments, a reduction in the amount of principal for each year of military service, and a reduction in interest rates to 6 percent for student loans taken out before service. Curiously, these benefits are not widely publicized by the lenders. Put simply, our young soldiers may be naive and not terribly well educated in the ways of the world. But exploiting them is not only sleazy, it's unpatriotic. Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. Comment by clicking here. Previously: • 10/18/12 Search for our next world narrows; get used to heat • 10/16/12 Your license plate may be an open book • 10/12/12 Cycling anti-dopers finally get their man, Lance Armstrong • 10/12/12 Discovery: Roadside trash on Mars? • 10/11/12 Millennials, the cheapest generation • 10/08/12 Gang of Eight hopes to ride to deficit rescue • 10/04/12 Confessions of a federal bootlegger • 10/01/12 Rover Curiosity finds potential site for base Organizing • 09/27/12 Future of cars --- nobody at the wheel • 09/25/12 Imelda's shoes should be preserved and displayed • 08/23/12 Capital's Reflecting Pool reflecting again • 08/16/12 Putin and Pussy Riot forever linked • 08/15/12 Hypersonic flight -- N.Y. to L.A. in 36 minutes • 08/09/12 Coming to a dealer near you: All new 2013 Curiosity • 08/08/12 What to do about killer cats? • 08/06/12 Congress takes needed rest from inactivity • 08/03/12 Manhattan Project worthy of national parks • 08/01/12 In Russia, fearing the power of punk • 07/31/12 Why Barack Obama needs Bill Clinton • 07/30/12 Safeguard Fed's independence • 07/26/12 Government spying on everyone not necessarily all bad • 07/19/12 Kim Horatio Alger Jong Un, prodigy • 07/18/12 The Fed and Congress: Who's on first? • 07/17/12 Farmers markets require clean hands, common sense • 07/10/12 Candidates play hooky from party conventions • 07/05/12 One word, 'sorry,' unplugs Pakistani roadblock • 07/04/12 A day to pursue happiness like good Americans • 06/25/12 Joint venture: Finally testing legal marijuana sales • 06/20/12 Steroid era not over with Clemens case • 06/19/12 Summer without the jobs • 06/15/12 World not ending, but maybe it should • 06/13/12 Make the nation's laws; no experience necessary • 06/11/12 The highway bill to nowhere • 06/07/12 Planet Mars slated to become reality show • 06/06/12 Spy agency magically produces two space • 06/05/12 Make parties pay for conventions • 06/04/12 Revised date for end of the world • 05/31/12 Needed: A kinder, gentler . . . TSA • 05/30/12 Keep U.N.'s hands off the Internet • 05/25/12 Observe Memorial Day; it will only take a minute • 05/24/12 Taxpayers taken for ride on subsidized EAS flights • 05/23/12 Worsening traffic is a sign of recovery • 05/17/12 U.S. needs a good third party • 05/16/12 Earmarks quietly looking to make a comeback • 05/15/12 Some good in war • 05/14/12 Mayan discovery: It's safe to make plans for 2013 • 05/10/12 Save those 'Hillary!' buttons • 04/18/12 Government service can be fun. Really. • 04/17/12 Scandal, yes, but Cartagena had summit, too • 04/16/12 When your car is smarter than you are • 04/13/12 Lenders tiptoe back into world of credit risks • 04/12/12 What do you mean you don't want a driver's license? • 04/11/12 Smartphone anti-theft plan seems, um, smart • 04/10/12 Bizarre process to choose a veep • 04/09/12 From remote exurbs, cities don't look so bad anymore • 04/06/12 We do want the fake Romney, not the 'real' one • 04/05/12 Heaping even more indignities on air travelers • 03/29/12 Blown away in Washington, D.C. • 03/28/12 At the nuke summit an inadvertent moment of candor • 03/27/12 A worse unemployment problem • 03/23/12 The federal budget: A game of make-believe • 03/21/12 In Iraq, blame the U.S., but drive American • 03/20/12 Too late, bin Laden realized killing Muslims was a mistake • 03/16/12 Hu and Wen leaving. China asks: What next? • 03/14/12 Tide, favored by housewives and drug dealers alike • 03/09/12 'Spring forward' obsessives and seasonal purists • 03/08/12 Really, no place is safe when you think about it • 03/06/12 Putin 'carousel voting' victory • 02/28/12 Fighter of future still glued to tarmac • 02/27/12 Every candidate has to have a tax-reform plan • 02/23/12 Au revoir, mademoiselle: It's been bonne • 02/21/12 A new way of attacking food-stamp fraud • 02/20/12 Feds don't want you driven to distraction • 02/15/12 Putin has found can't lose campaign issue: Promoting a randier Russia • 02/14/12 Obama's budget lays down battle lines for the fall • 02/10/12 Filming in D.C. creates hassle for Hollywood • 02/08/12 At Lake Vostok, Russia taps into new realm • 02/07/12 'Granny dumping' in prisons • 01/30/12 National Defense Authorization Act indefensible • 01/23/12 Barbie sparks fear among Iran's mullahs • 01/19/12 From overseas, U.S. industry is looking good • 01/18/12 American posterior a growing problem for mass transit • 01/16/12 Planets and roaches • 01/13/12 Not exactly a biblical plague, but certainly an annoyance • 01/12/12 Fewer young Americans interested in driving • 01/05/12 Majoring in unemployment • 01/04/12 Cutting the military by blunt force • 01/02/12 Pragmatic look at top words • 12/22/11 Basketball the way to Kim's heart and nuclear weapons • 12/21/12 Speculation and wishful thinking can get scary • 12/20/11 A third Kim has North Korea by the throat • 12/19/11 Congress pats itself on back for budget bill • 12/15/11 The U.S. government is cashing in its chips, literally • 12/14/11 TSA might try trusting its own people • 12/12/11 That $1.2 billion? It's around here some place • 12/09/11 State Department Creates ‘Virtual Embassy’ For Iran • 12/08/11 If you've ever tweeted, you're in the Library of Congress • 12/07/11 Discoveries go to the core of what makes us humans • 12/06/11 Stealing elections badly in Russia • 12/05/11 Sometimes paranoia is common sense by another name • 12/02/11 When the U.S. truly became one nation • 12/01/11 Last chance to snap up a Maybach • 11/30/11 Iran wants respect without earning it • 11/29/11 Surprise! ‘Spider-Man’ may weave a profitable web • 11/28/11 Italians entertain novel proposition: Paying their taxes • 11/25/11 No time to let up on al-Qaida • 11/24/11 Congress Quietly Abolishing Friday • 11/23/11 Cleaning up after supercommittee implosion • 11/22/11 Jailing minors with adults adds to problems • 11/21/11 Brilliant strategy? Action by inaction • 11/18/11They're going to eat horses, aren't they? • 11/17/11 A pretend stick shift for pretend drivers • 11/16/11 Clinton's ‘vast experiences’: Did NBC pick the wrong Chelsea? • 11/15/11 Occupy protesters, you've made your point. Now, scat • 11/10/11 Our vets are a national problem? • 11/09/11 Requiem for a once-great sport • 11/08/11 A toilet as smart as its occupant • 11/07/11 Prerevolutionary gems in need of TLC • 11/04/11 Feds must stop scam of stealing from dead children • 11/03/11 Bank listens ‘very closely’ to customer lynch mob • 11/01/11 TV that's leading the people away from ‘core socialist values’ • 10/31/11 NATO should not be a victim of its success • 10/28/11 Iran mulls getting rid of president and presidency • 10/27/11 Bienvenidos a Dayton and bring your businesses with you • 10/26/11 Archivists long for Obama's teleprompter • 10/25/11 United Nations to run the Internet? • 10/24/11 Attention, world: You've got the cash. We've got the houses • 10/19/11 Oil pipeline must be in America's future • 10/18/11 U.S. plans ‘limited’ mission in an Africa with no limits • 10/17/11 Social Security's grave mistakes • 10/12/11 NASA's help-wanted sign for astronauts • 10/10/11 Saving Thomas Jefferson''s chimneys • 10/06/11 Uncle Sam's answer to deadbeats --- robo-calls • 10/04/11 Christie should ignore jibes on his weight • 10/03/11 Iran says its warships will head for Jersey shore • 09/29/11 Europeans bristle at Obama's lectures • 09/28/11 Jessica Rabbit for the defense • 09/27/11 Russia learns outcome of next March's presidential election • 09/26/11 Another try at leaving no child behind • 09/23/11 This generation needs a job more than a name • 09/22/11 In the lane next to you: A driverless car • 09/20/11 Cloudy, cool, chance of falling satellite • 09/14/11 Humanitarian extortion • 09/13/11 Paging Dr. Watson; he's there in 3 seconds • 09/09/11 Forecasting 100 percent chance of heavy metal • 09/08/11 A jobs program at Obama's doorstep • 09/07/11 Iran's government afraid of the water • 09/06/11 Congress returns, tanned, rested and testy • 09/05/11 Space nations must clean up after themselves • 09/02/11 Osama bin Laden died a failure and he knew it • 09/01/11 Time to retire political pie in the face • 08/31/11 Labor Day celebrates what, exactly? • 08/30/11 These arrestees really are framed • 08/25/11 When in an earthquake, block traffic • 08/23/11 A case for discretion in deportation arrests • 08/22/11 Tough times or not, parents shell out for school • 08/18/11 Being unpleasant for fun, profit, promotion • 08/17/11 Time to prepare for the end game in Libya • 08/16/11: ‘Super Committee’ starts facing reality • 08/15/11: World's fastest plane disappears even faster • 08/12/11: British cops track rioters through security cameras • 08/11/11: Relax. There is no Death Star • 08/10/11: House pages run final errands • 08/09/11: U.S. treading water on job creation • 08/08/11: Uncle Sam, the world's permanent guest • 08/05/11: Most 9/11 victims not on federal death records • 08/04/11: Russian PM calls U.S. a ‘parasite.’ He should be so lucky • 08/03/11: Congress goes from one bind to another • 08/02/11: D.B. Cooper may no longer be a mystery • 08/01/11: Libya's latest weapon against NATO --- lawsuits • 07/29/11: He'll always be known as Hot Wheels Handler • 07/25/11: Recruiting children to save a dying town • 07/22/11: Bachmann's admirable medical candor • 07/12/11: Social Security's grave mistakes • 07/08/11: Debt crisis need not be constitutional crisis • 07/07/11: Startups entice new talent with kickball, treehouses • 07/05/11: Stranded tourists get rare treat • 06/30/11: The dollar Americans refuse to spend • 06/27/11: The hangman doesn't cometh © 2011, SCRIPPS HOWARD NEWS SERVICE

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