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In this issue
Feb. 8, 2013

Rabbi Berel Wein: Lofty ideals must be followed with grounded applications

Clifford D. May: Letter from the West Bank
Steve Rothaus: Judge OKs plan for gay man, lesbian couple to be on girl's birth certificate
Gloria Goodale: States consider drone bans: Overreaction or crucial for privacy rights?
Environmental Nutrition Editors: Don't buy the aloe vera juice hype
Michael Craig Miller, M.D.: Harvard Experts: Regular exercise pumps up memory, too
Erik Lacitis: Vanity plates: Some take too much license
The Kosher Gourmet by Susie Middleton: Broccoflower, Carrot and Leek Ragout with Thyme, Orange and Tapenade is a delightful and satisfying melange of veggies, herbs and aromatics
Feb. 6, 2013

Nara Schoenberg: The other in-law problem

Frank J. Gaffney Jr. : A see-no-jihadist for the CIA
Kristen Chick: Ahmadinejad visits Cairo: How sect tempers Islamist ties between Egypt, Iran
Roger Simon: Ed Koch's lucky corner
Heron Marquez Estrada: Robot-building sports on a roll
Patrick G. Dean, M.D.: Mayo Clinic Medical Edge: How to restore body's ability to secrete insulin
Sharon Palmer, R.D.: 3 prostate-protecting diet tips
The Kosher Gourmet by Emma Christensen 7 principles for to help you make the best soup ever in a slow cooker
Feb. 4, 2013

Jonathan Tobin: Can Jewish Groups Speak Out on Hagel?

David Wren: Findings of government study, released 3 days before Newtown shooting, at odds with gun-control crusaders
Kristen Chick: Tahrir becomes terrifying, tainted
Curtis Tate and Greg Gordon: US keeps building new highways while letting old ones crumble
David G. Savage: Supreme Court to hear case on arrests, DNA
Harvard Health Letters: Neck and shoulder pain? Know what it means and what to do
Andrea N. Giancoli, M.P.H., R.D.: Eat your way to preventing age-related muscle loss
The Kosher Gourmet by Diane Rossen Worthington Baked Pears in Red Wine and Port Wine Glaze: A festive winter dessert
Feb. 1, 2013

Rabbi Dr. Tzvi Hersh Weinreb: Redemption

Clifford D. May Home, bloody, home
Christa Case Bryant andNicholas Blanford Why despite Syria's allies warning of retaliation for Israeli airstrikes, the threats are likely hollow
Rick Armon, Ed Meyer and Phil Trexler Ex-police captain cleared by DNA test is freed after nearly 15 years
Harvard Health Letters: Could it by your thyroid?
Sharon Palmer, R.D.: When 'healthy food' isn't
Sue Zeidler: Coke ad racist? Arab-American groups want to yank Super Bowl ad (INCLUDES VIDEO)
The Kosher Gourmet by Nealey Dozier The secret of this soup is the garnish
January 30, 2013

Allan Chernoff: Celebrating 'Back from the Dead Day'

America isn't a religious country? Don't tell Superbowl fans!
Mark Clayton Cybercrime takedown!
Germany remembers Hitler rise to power
Israel salutes U. N. --- with the one finger salute
Sharon Palmer, R.D.: Get cookin' with heart-healthy fats
Ballot riles Guinness World Records
The Kosher Gourmet by Elizabeth Passarella Potato, Squash and Goat Cheese Gratin
January 28, 2013

Nancy Youssef: And Democracy for all? Two years on, Egypt remains in state of chaos

Fred Weir: Putin: West is fomenting jihadi 'blowback'
Meredith Cohn: Implantable pain disk may help those with cancer
Michael Craig Miller, M.D. : Ask the Harvard Experts: Are there drugs to help control binge eating?
David Ovalle Use of controversial 'brain mapping' technology stymied
Jane Stancill: Professor's logic class has 180,000 friends
David Clark Scott Lego Racism?
The Kosher Gourmet by Mario Batali The celebrated chef introduces us to PANZEROTTI PUGLIESI, cheese-stuffed pastry from Italy's south


Jewish World Review Oct 13, 2011 / 15 Tishrei, 5772

Are Colleges Too Big to Fail?

By Arnold Ahlert


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http://www.JewishWorldReview.com | By now most Americans are quite familiar with the concept "too big to fail." Yet most people assume that it is related to some large bank or corporation whose failure would lead to a cascade of economic consequences most politicians believe would be more than Americans are willing to bear. Yet there is one kind of entity currently flying under the radar where the government — meaning the taxpayer — is potentially on the hook for hundreds of billions of dollars, and I'm betting most Americans aren't even aware of it. As of right now, student loan debt is close to one trillion dollars, all of it government-guaranteed. This raises a logical question: are America's universities too big to fail?

One of the oldest adages in politics is "if you want more of something subsidize it." The "more" in this case is the cost of college tuition. Yesterday, the NY Post released a list of the ten most expensive universities in the country, and the numbers are staggering. In the number one slot was Sarah Lawrence College in Bronxville, NY. The cost of tuition, room and board, and other estimated expenses? $58,334 per year, meaning the cost of a four-year degree runs to $233,336.

A little perspective? Tuition costs have doubled since 2000, a pace which is not only far greater than the rate of inflation, but one which exceeds the rate of real estate over the same period. In other words, the housing bubble which crushed the economy and left millions of Americans underwater on their mortgages, was only the second worst bubble out there.

Perhaps the only thing more aggravating than that reality is the reality that the American university system is the home base of progressivism, in all its social justice, spread-the-wealth-around glory. Yet railing against income inequity, among other things, doesn't come cheap. In 2010, according to the New York Times, the average salary for a full professor was $109,843. Other average salaries? $76,566 for an associate professor, $64,433 for an assistant professor, $47,592 for an instructor and $53,112 for a lecturer.

College presidents? The median salary for public university presidents was $427,400 — and nearly one hundred thousand dollars higher for presidents at private universities. And that was three years ago, according to latest data made available by the Chronicle of Higher Education.

The work load? From the Bureau of Labor Statistics Occupational Outlook Handbook 2010-2011: "Most postsecondary (college) teachers have flexible schedules. They must be present for classes, usually 12 to 16 hours per week, and for faculty and committee meetings. Most establish regular office hours for student consultations, usually 3 to 6 hours per week. Otherwise, teachers are free to decide when and where they will work and how much time to devote to course preparation, grading, study, research, graduate student supervision, and other activities."


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Flexible schedules certainly give one time to rail about, among other things, the cruelty of capitalism, the great divide between rich and poor, and the shortcomings of America in general, don't they? Especially when such high-mindedness pays more than a couple of grand per week for a full professor — with summers off, in many cases.

How is all this possible? If you said government, go to the head of the class, as it were. The federal government guarantees to pay off all student loans, even if the students themselves default, which, unsurprisingly, they are doing in ever-greater numbers. In 2008 (the last year statistics are available) the default rate was 7 percent, compared with 4.6 percent in 2005.

Furthermore, when Democrats still controlled both chambers of Congress in March 2010, they voted to nationalize the student loan program. As a result of that change, the feds will allow student borrowers to cap their loan repayments at 10 percent of their income above basic living requirements, instead of 15 percent, beginning in July 2014. Government will also allow those students, if they keep up their payments, to have any remaining debt forgiven after 20 years instead of 25 years — or 10 years if they are in public service, such as teaching, nursing or serving in the military.

And who gets left holding the (debt) bag for such forgiveness? The American taxpayer. Even the "clingy" G0d-fearing gun-toting types who never got the chance to sniff a college education.

But it's even worse. A lot of Americans don't know it, but one of the demands being made by many of the Occupy protesters across the country is — wait for it — "forgiveness" of their college loans. Why? Because college graduates are shocked that a sheepskin they borrowed a couple of hundred grand to acquire doesn't guarantee them a cushy, high-paying, self-actualizing job. In other words, despite four years of "higher" education, these anarchistic nit-wits remain insulated from the one over-arching lesson that any decent university should have hammered into their self-aggrandizing, self-entitled heads on the first day of classes:

The. World. Does. Not. Owe. You. A. Living.

Aside from the glaringly obvious however, Americans need to consider something else quite seriously. They need to consider whether a college education per se makes sense anymore. No doubt there are some fields where amassing more than two hundred thousand dollars of personal debt in order to get a job makes sense. But I'm betting courses like Comparative Literature; Film Studies; Ethnicity, Race and Migration; History of Art; or Women's Gender and Sexuality Studies — every one of which comes from Yale University's "Subjects of Instruction" web page — aren't any of them.

A two hundred thousand dollar loan amortized over twenty years comes to five thousands dollars a year — plus interest. And for what? Maybe the smartest thing the protesters, and perhaps of lot of other Americans, could do would be to pressure businesses to stop making a college degree the ultimate criterion for getting a job. If one considers where the so-called "best and brightest" among us have taken this country in the last few years, one could make a compelling argument that a college degree is the most over-rated product on the planet.

In fact I just did.

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Previously:


10/11/11:
Why aren't they upset when their child is mugged in school?
10/07/11: I Stand With the ‘One Percenters’
10/03/11: Can We Legalize Assassination?
09/29/11: Tim, Liz and Bev Equals Moe Larry and Curly
09/26/11: No Acknowledgment of Israel? No More Money
09/19/11: ‘Jobbing’ America
09/16/11: Carville knows a few things about ‘crazy’
09/12/11: Contemptible Krugman
09/09/11: Solving the 9/11 Invitation Controversy
09/06/11: Our Progressive Economic Wrecking Crew
09/01/11: Summer Swoon
08/29/11: The Real American Fanatics
08/24/11:The Five Stages of (Progressive) Grief
08/22/11:The Inevitable Descent From Progressivism to Nihilism
08/22/11: Perry Stands Firm. Obama Stands Mute
08/15/11: Give Me a Flatscreen TV, or Give Me Anarchy!
08/11/11: Resign, Mr. President
08/08/11: Facts? We Don't Need No Stinkin' Facts
08/03/11: Manufactured Crises
08/01/11: Stay Healthy, America --- or else!
07/28/11: Existential Crisis, Part 2
07/25/11: Three-Out-of-Four Americans Are Radicals
07/21/11: What Does Two Plus Two Equal?
07/18/11: News Nuggets
07/13/11: The ‘Write Stuff’
07/11/11: Completely Expectable ‘Unexpectedness’
07/07/11: Organized Cheating
07/05/11: Stimulating Disaster
06/30/11: Progressivism Masquerading as Education
06/27/11: America: Greece With Better PR
06/23/11: NBC-ya Later
06/19/11: One Man's Conversation About Race
06/10/11: An Exhibitionist in an Exhibitionist Age
06/07/11: NAACP Betrays Black American Schoolchildren
06/02/11: For the First Time in My Adult Life . . .
05/31/11: If I Were President
05/25/11: California Dreamin'
05/23/11: On Wisconsin!
05/20/11: Obama's Farewell to Israel Speech
05/16/11: ‘Krauthammering’ Amnesty
05/11/11: Bounce, My Backside
05/09/11: The Epicenter of Progressive Contempt for the Rule of Law
05/03/11: SEALing Osama's Fate
05/02/11: The Education plantation
04/24/11: The Bell May Toll for Jersey Toll Collectors
04/19/11: From Medical Dependency to Dependency on the Welfare State
04/14/11: Trumping the Debate
04/06/11: It Takes a Bigot to Expose a Death Cult
04/04/11: Charlie and Snookie --- and Barack
03/30/11: ‘Disabling’ America, One Lawsuit at a Time
03/28/11: The MSM Kills the ‘Kill Team’ Story
03/23/11: Another Military Scandal
03/21/11: Barry, Joe, Helen and Wisconsin Teachers
03/16/11: The Inevitable Viability of Conservatism
03/14/11: Progressives in Their Own Words
03/09/11: $61 Billion in Cuts --- Vs. $223 Billion in One Month of Spending
03/07/11: Bean Bag B.S.
03/02/11: A ‘Green’ Catastrophe in the Making
02/28/11: Ain't Noting Like the Real Thing
02/23/11: Progressive Rot vs. the ROTC
02/21/11: Wisconsin: Progressivism in All its Ugly Glory
02/18/11: News reporters --- or Narrative Shapers?
02/16/11: The Presidents Budget Proposal: An Obamination of Progressive Profligacy
02/14/11: Only Another 9/11 Will Alter the Illegal Immigration Status Quo
02/10/11: Is O'Reilly losing his touch or is he just irresponsible?
02/07/11: Tossing Britain Under the Bus
02/03/11: Starving the World In Order to Save It
01/31/11: Walking the Middle East Tightrope
01/27/11: Small-scale Terrorist Attacks: Big Strategy?
01/24/11: Jeffery Immelt: A Crony Capitalist In Charge of Job Creation
01/20/11: An ‘Intimate’ Prime-time Interview
01/17/11: Progressives: Always Angry, Newly Desperate
01/12/11: Twain vs. the Totalitarians
01/10/11: Politically Correct Passports?
01/05/11: Showdown at the Fiscal Corral
01/03/11: Reading the Constitution Aloud is a Good Start
12/30/10: Getting Our Moral Mojo Back
12/27/10: PC Airport Safety is an Oxymoron
12/23/10: Getting America Back On Track
12/20/10: A Collectivist Coalition of Convenience
12/15/10: The President Who Wasn't There
12/13/10: Tech-No!
12/08/10: A Lethal Military, Inclusive or Not
12/06/10: The ‘Unexpected’ Consequences of Progressivism
12/01/10: Leakers and Losers
11/29/10: ‘We Won’, Part One
11/22/10: Keep Your Hands Off My Constitution
11/17/10: Grope and Change
11/14/10: Taking Back Our Country, One School At a Time
11/11/10: Checks (and Balances), Please
11/08/10: Curtain Up, Progressives Down
11/04/10: Last Chance, Republicans
11/01/10: By Their Own Words Shall Ye Know Them
10/28/10: Progressive Determination to Undermine American Elections
10/25/10: Shock, but more importantly, action: De-Unionize Public Schools now
10/20/10: Multiculturalism? Check, Please
10/18/10: Healthcare: ‘Alice in Wonderland’ vs. The Constitution
10/11/10: Vote for Restoring the Rule of Law in November
10/11/10: Dems: Running From Clarity
10/07/10: Hypersensitive Hogwash
10/04/10: ‘Comprehensive’ Con Artists
09/29/10: Why Dems Are Going Down in November
09/27/10: The Unholiest of Unholy Alliances
09/22/10: Two Words for Republicans to Remember: ‘I Won’
09/20/10: Purging ‘Me First’ Politicians
09/17/10: No More ‘Lesser of Two Evils’
09/15/10: ‘Recovery’ Arms Race
09/13/10: ‘Bigots’ in the Majority --- Again?
09/09/10: Giving Voters Something to Vote For
09/07/10: Irresponsible Dems, Incomprehensible Bills
09/02/10: War Weary Americans vs. Implacable Islamists
08/31/10: A ‘Dream’ Debased
08/25/10: American ‘Bigots’ Versus Media Propagandists
08/23/10: Recovery Bummer
08/19/10: An Unholy Alliance of Radicals
08/16/10: You've Lost America, Mr. President
08/13/10: The Twin Towers of Progressive Disconnect
08/11/10: A Far Better ‘National Discussion’
08/09/10: It's ‘Only’ One Dead Nun
08/06/10: Incremental Tyranny
08/04/10: Ground Zero Mosque: Context Counts
08/02/10: The Arizona Ruling: a Gift for November
07/29/10: The United Cities of America
07/26/10: JournoList: ‘Coordinated’ Ideological Bankruptcy
07/20/10: Go For Broke Or Get Out of the Way
07/14/10: You're a Liberal/Progressive if You Believe…
07/12/10: $33-an-hour--For Sleeping On the Job
07/08/10: Extortionist Government
07/06/10: ‘Commerce Clause’ Totalitarians
07/01/10: Another Public School Travesty in MA
06/30/10: Calling YOUR Bluff, Mr. President
06/28/10: A Trifecta of Progressive Corruption
06/23/10: Plug the Darn Hole --- In Our Border
06/21/10: Our Empty-Suit-in-Chief
06/16/10: Betraying Our Children
06/14/10: Who Gets the Benefit of the Doubt?
06/07/10: Politically Correct Warfare
06/01/10: Bill Maher's ‘Black’ President
05/25/10: A Mosque At Ground Zero
05/23/10: Libs Stand Tall --- For Mexico
05/19/10: The 'Unintended Consequences' of Liberalism
05/17/10: 'Los' Suns: Stuck on Stupido
05/12/10: Union Audacity: Yes We Will!
05/10/10: Greeks, Leaks and and Double-Speak
05/05/10: Twelve Million Illegals --- or Thirty?
05/02/10: Republicans: Playing Not to Lose Doesn't Cut It
04/28/10: Arizona: Progressivism's Waterloo?
04/26/10: Son of Amnesty
04/22/10: Mortgages and Moral Meltdowns
04/20/10: Bashing Christians — Or Gays?
04/15/10: Personal Integri-‘tea’
04/12/10: Fools, Tools and Ghouls
04/08/10: (Tea) Party On
04/05/10: The Triumph of Mediocrity
04/02/10: Two For the Road
03/29/10: The Innate Immorality of Liberalism
03/24/10: The Art of War
03/22/10: I Want My Country Back
03/18/10: A Perpetual Process
03/17/10: American Exhibitionists
03/15/10: A Light Bulb Moment of Clarity
03/10/10: Little Things Mean A Lot
02/03/10: Budgetary Fork in the Road
02/01/10: Liberal Economic Illiteracy
01/27/10: ‘Roe-ing and Wade-ing’ Back to Reason
01/25/10: Arrogance When Up, Denial When Down
01/20/10: Connecting the Educational Dots
01/19/10: The Next Tea Party?
01/15/10: The Myth That Keeps on Giving
01/13/10: Airport Security Begins Away From the Airport
01/11/10: Secrets and Lies
01/08/10: Embracing Bigotry — or Rejecting Bullying?
01/06/10: Hanging by an Ideological Thread
01/04/10: Our ‘Wonderama’ Bureaucracy
12/30/09: A Day Off
12/28/09: Dangerous Myths
12/25/09: I, Me, Mine
12/23/09: A Very Harry Christmas
12/21/09: My Opinon
12/18/09: The Party of Repeal
12/15/09: Privileged Exemption
11/30/09: ‘Settled’ Science and Unsettled Children
11/30/09: American Sharia Law
11/23/09:The Trial (Travesty) of the Century
11/04/09: American Vampires and Their Political Enablers
11/01/09: ‘Opting Out’ of Insanity?
10/28/09: Cell Phones Cause Brain Cancer. Brain Required
10/26/09: Communism: Nazism With Better PR
10/21/09: Just Asking
10/16/09: Cost Projections vs. Actual Costs, or Hope and Change vs. Reality
10/14/09: News you can use …
10/07/09: Incremental Insidiousness
10/05/09: MIA: Common Sense and Common Decency
09/30/09: Iran: Bad Options and Unpreparedness
09/21/09: Crying Racism: the Last Refuge of Scoundrels
09/11/09: 9/11 Cannot Be Sanitized
09/08/09: ‘Truthers’ and Consequences
09/01/09: A ‘Paper Trail’ Challenge for the Mainstream Media
08/31/09: Drowning in Amorality
08/26/09: The Republican Recovery Program

© 2011, Arnold Ahlert

Insight (Our Columnists)

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