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February 13, 2012
Binyamin Rose: Back to the Bunker: How a life-risking act by a Christian family during the Holocaust saved a family and built a thriving community a world away
Menachem Wecker: Business Schools Teach Real Estate Despite Troubled Housing Market
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David G. Savage: Why activists may not be in a hurry to have High Court rule on alternative marriage
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Kimberly Palmer: How to actually enjoy -- relaxing, financially -- your vacation
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Warren Richey: Why momentous Prop. 8 ruling might not satisfy gay-rights groups
Menachem Wecker: Though Controversial, LL.M.'s Can Lead to Specialized Legal Jobs
The Kosher Gourmet byDana Velden: Going to the bother of making soup? You know it better be good. This CREAM OF TOMATO SOUP certainly is! And it's a cinch to make, too (Includes techinques and serving secrets)
February 7, 2012
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Suzanne Bohan: Leaping lizards! Tiny reptiles advancing robot design
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Jonathan Tobin: Iran Threatens Israel With Destruction, But the New York Times Doesn't Hear It
Jeffrey Fleishman: In newly democratic Egypt, tens of democracy activists jailed, to stand trial; their groups are 'threatening the stability of the homeland'
Julie Deardorff : Researchers say antioxidants may not be that effective and could do more harm than good
Mark Clayton: How did Anonymous hackers eavesdrop on FBI and Scotland Yard?
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Victoria Kim: Immigrant-smuggling ring used black drivers to avoid racial profiling
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Reza Kahlili : Ex-CIA spy in Iran's Revolutionary Guard: What Obama doesn't grasp about striking deals with Tehran
Tina Susman: For woodchuck rescuer, every day is Groundhog Day
February 1, 2012
Brian Bennett: US officials see increasing threat of domestic attack from Iran
Emily Brandon: How to Take Advantage of New 401(k) Fee Disclosures
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January 30, 2012
Paul Richter and Ramin Mostaghim: Misreading Teheran's limits -- deadly and economically devastating as they may be -- is a risk administration, Europe seem willing to take
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Yochonon Donn: In liberal New York City, fervently-Orthodox Jews may soon be getting a district to call their own
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Katy Hopkins: New budget rules may affect how much money you get for college
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Jeannine Stein: Mental illness struck one in five U.S. adults in 2010: Report
January 25, 2012
Richard Simon: House passes two bills endorsing the use of religious symbols at military memorials
Fred Weir: Putin: Multiethnic Russia cannot survive as a US-style 'melting pot'; must find its own way
Susan Johnston: 5 Sneaky Coupon Strategies Consumers Should Watch Out For
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Caroline B. Glick: America lost most in 'Arab Spring'. Sadly, many voters still don't grasp the extent
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Erika Bolstad: Black conservatives gather to talk about gaining strength
January 23, 2012
Melissa Dribben: Jewish voters to play a key role in Florida's Republican primary
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Ali Safi: U.S. envoy gives Taliban terms for peace talks
January 19, 2012
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Frank J. Gaffney Jr.: No-kidding red lines: U.S. response to an Iranian nuke may be bluster, but Israel's won't be
David G. Savage: They sued their principals after slandering them online --- now the cases are headed to the Supreme Court
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January 13, 2012
Ben Lynfield: Israeli lawmakers move to annex Jewish Judea, one museum at a time
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Warren Richey: Landmark Supreme Court ruling a 'resounding win' for religious groups
Warren Richey: Supreme Court says no to new rule on eyewitness testimony
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Katy Hopkins : Consider This Before You Pay for an Online Degree
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January 11, 2012
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Tom Hussain: Pakistan -- recipient of more than $21 billion in civilian and military aid -- speeds pursuit of Iranian pipeline, defying US
David G. Savage: High court signals it won't be loosening TV's 'indecency' rules
Stephen Ceasar: Oklahoma's Islamic law amendment can't go into effect, court rules
January 10, 2012
Reza Kahlili: From an ex-CIA spy: US must exploit new split in Iran's Revolutionary Guard
Karen Kaplan: Study: Nicotine replacement products ineffective when used in real-life situations
January 9, 2012
Michael Doyle: Put through legal hell over dream home, couple fought back hard --- all the way to Supreme Court
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Jewish World Review
Sept. 11, 2007
/ 29 Elul, 5767
Do your homework before home repairs
By
Vicki Lee Parker
http://www.JewishWorldReview.com | (MCT)
So often in this column I have preached due diligence. Before signing any contract, particularly ones involving home improvement and home repair jobs, check out the business or handyman you're considering. Just when I think I dare not go there again, I get an e-mail from Shea Denning and realize that the warning bears repeating.
Denning is an assistant professor of public law and government at the University of North Carolina at Chapel Hill.
Earlier this year, she hired a local building contractor to remodel her basement. He was recommended by an old college friend, so she didn't bother to thoroughly investigate his background. For example, she didn't check to see if his company was licensed with the N.C. Licensing Board for General Contractors. She eventually learned that he wasn't.
"Frankly, I just assumed that he wouldn't be bidding on the job if he didn't have a license," Denning said.
He estimated the job would cost about $60,000 and asked for 40 percent up front.
Denning paid the $24,000 and waited for the work to start. That was May.
She's still waiting.
Denning admits that she should have known better. She wanted to share her story to remind others to do their homework.
The first thing you should know is that there are far more honest building contractors than dishonest ones. And they are willing to provide all the necessary documents, certifications and references that the consumer needs to make a sound business decision.
"If they are not willing to provide references, just dismiss them immediately," said Therese Crahan, executive director of the National Association of Homebuilders.
Terri Pullen, co-owner of Pullen Construction in Raleigh, N.C., said that too often people want the work to begin immediately and they don't take the time to find out who they are working with.
"People have got to slow down," said Pullen. "They just need to do the common sense thing and take the time to go through the references."
So if you are planning to have renovations done to your home, before hiring the contractor:
-
Call your state's licensing board for general contractors to make sure the license is current and there are no complaints against the business.
- Look up the company with your state's secretary of state office to find out how long the company has been in business. If it has been open for less than a year, be extra cautious about checking references.
- Get a physical address of the owner, not just a Web address.
- Check to see if the company is a member of any trade or business organizations, such as the Chamber of Commerce.
- Try to contact suppliers to find out if the company is paying its bills.
- Drive by previous work sites and check out the contractor's finished work.
- Negotiate the up-front payment. If a company asks for half, you may counter by offering to pay 25 percent up front and an additional 25 percent once the work starts. This is an important step because it's common for builders to ask for some part of cost up front to avoid taking all the risk. If the company is worried that you might not pay as agreed, you can offer to set up an escrow account to prove you have the money. You could check with a contract lawyer or your bank about setting up a special account for home remodeling.
Certainly, a person can do all of the above and still get taken for a ride. If that happens and you exhaust all your options trying to get a refund, including taking the company to court, you may be able to recoup part of your loss from the General Board of Contractors' Homeowners Recovery Fund. However, you are only eligible to apply to this fund if the contractor is licensed in the state or applied for a building permit for your address.
Because neither of these conditions applied in Denning's case, she didn't qualify for the refund. Don't make her mistake.
Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.
Vicki Lee Parker is a columnist for The News & Observer. Comment by clicking here.
Previously:
To tip or skip it: Gratuity must be earned
Advice is free, if you look
Hire a cleaner who won't clean you out
Teach children smart money tips that will keep them busy all summer long
Warning: Don't trust the ATM
Reasons to beware of We Buy Homes
Too wise to fall for a scam
Untethering cell phone from carrier
Re-check your credit card rewards
Treasure might be buried in medical bills
Tax-time saving tip: Free filing is available
College money is waiting; don't procrastinate
Extended warranties rarely worthwhile
Too busy for tax planning? It'll cost you
© 2007, The News & Observer Distributed by McClatchy-Tribune Information Services
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