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May 20, 2013
Melissa Healy: Genetic copies of living people from embryos no longer science fiction
Jewz in the Newz by Nate Bloom : Jews Inducted into Rock Hall of Fame; Anton Yelchin co-stars in New "Trek" film; Kutcher (but not Kunis) visits Israel; Jewish TV Star Praises Jewish Rap Star
The Kosher Gourmet by Cathy Pollak: WARNING: This WALNUT CAKE WITH PRALINE FROSTING, perfect for afternoon coffee, is addicting
May 13, 2013
Rabbi Nathan Lopes Cardozo: Why the giving of the document that would permanently change the world could only be done in desolation
David G. Savage: Church-state, literally? Supreme Court weighing public school graduation in a church
May 10, 2013
Rabbi Berel Wein: Be all that you should be
May 8, 2013
Peter Ford: Why China is welcoming both Israel's Netanyahu and Palestinians' Abbas
Warren Richey: Obama administration quietly backs out of appeal over new contraceptive mandate
Fred Weir: At Kerry-Putin meeting, US-Russia relations thaw --- a tad
The Kosher Gourmet by Leela Cyd Ross : Almost too pretty to eat, this colorful salad with Sicilian inspiration will tickle the taste buds and delight your visual sensibility
May 6, 2013
May 3, 2013
Kids, kittens the Same? With employee perks at struggling Internet pioneer Yahoo! it's hard to tell
Sandy Kleffman: Artificial kidney offers hope to patients tethered to a dialysis machine
April 29, 2013
Roy Gutman: Poland's new Jewish museum celebrates life, doesn't revisit Holocaust
Mark Clayton: Terrorism in America: Is US missing a chance to learn from failed plots?
Kim Murphy: Boston Bomber's 'Svengali' Revealed
Pete Spotts: Tiny satellites + cellphones = cheaper 'eyes in the sky' for NASA
April 26, 2013
Clifford D. May: Defense in the Age of Jihadist Terrorism
Sharon Palmer, R.D.: How to feel your best -- with plenty of energy, a healthy weight and optimal mental and physical function -- without driving yourself batty
April 24, 2013
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Jewish World Review
July 17, 2012/ 27 Tammuz, 5772
LIBOR: Another Symptom of the Same Disease
By
Arnold Ahlert
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http://www.JewishWorldReview.com |
There's an old saying that has become more apropos than ever in these turbulent times: the greatest danger to capitalism is capitalists. Not genuine free-market capitalists. The crony capitalists, as in the cockroaches who have infested the system with a corrupt level of self-interest that is exacerbated by an ethics-free worldview. The latest scandal involves rigging something known as the London Interbank Offered Rate (LIBOR) that is ostensibly the benchmark interest rate for computing the interest on trillions of dollars worth of transactions across the world.
So far the only bank on the hook is British bank Barclays. Their punishment? A $450 million fine paid to British and American bank regulators, and the resignation of its two top officers. How sorry is the bank for its transgressions? Last Friday they released this memo: "As other banks settle with authorities, and their details become public, and various governments' inquiries shed more light, our situation will eventually be put in perspective."
Let me translate: when the world finds out how much every other bank sucks too, we'll look better by comparison.
This is quintessential boob bait for economically-illiterate dim bulbs who live for scandals like these. For them it is one more piece of "incontrovertible evidence" that capitalism is a system designed to reward the greedy even as it deprives the needy. Weak thinkers are always prone to attack the "system," because it is easier to condemn something as whole than it is to examine nuance and detail. For these people, the all-purpose incoherence of "speaking truth to power" is a more than viable substitute for cogent thinking.
Yet the kernel of truth in the sea of that incoherence is undeniable. So is the reality that the same disease infecting the general population is as manifest among the people who ought to know better as it is among the people who are incapable of knowing better. To wit: when one's entire worldview is framed by legal or illegal — instead of moral or immoral — you get what you got.
Want to know why, after the economic meltdown of 2007, no one of any significance in banking, finance or government has been prosecuted, much less convicted of a crime? Because, despite the fact these people were behaving like world-class degenerates morally speaking, technically speaking, as in legal vs. illegal, most of them didn't commit any crimes. "Flaws in the way Libor is set allowed individual banks to manipulate the key global interest rate for profit for years, according to traders," writes Liam Vaughan and Katie Linsell forBloomberg.com.
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Got that? "Flaws" in the law, as in here's what we can get away with, even when we know we're screwing with the lives of millions of investors in the process.
Time magazine's Peter Gumbel asks "Why weren't the first signs taken more seriously? Has there been a serious failure of regulation, or are there strong mitigating circumstances that could explain and justify the lack of resolute action?"
Let me answer these questions for you, Pete. Why no seriousness? Because these reprobates were only doing a "little bit" of rate manipulation that they have so far "justified" by saying if the world knew how much it really cost us to borrow money, it would have undermined confidence in the banking system as a whole. A failure of regulation? That happened a long time ago when Glass-Steagall, the law the kept a firewall between commercial banking and investment banking, was kicked to the curb. The main consequence of that was the emergence of the mega-banks that became the poster children of "too big to fail." The lack of resolute action? By whom, the bankers themselves, or the politicians they bought with campaign funds, sweetheart mortgages, or insider information allowing them to enrich themselves?
I've said it before, but it needs to be hammered home again and again: in what rational universe does the banking community come hat in hand to Congress for $700 billion in TARP rescue funds — courtesy of the American taxpayer — and come away without so much as a single resignation, much less any prosecutions, in return for the dough?
Fast forward to the present. We are now dealing with the third major banking scandal in the last 30 years. Yet the savings and loan crisis of the 80s, and the meltdown of 2007, are small beans compared to this one. This is, to use a familiar expression, the Mother of All Banking Scandals. So what does ones read in the media? From Bloomberg: "Regulators in the U.S. and Europe are probing more than a dozen banks worldwide over alleged rate-fixing, with British prosecutors opening a criminal investigation on July 6. Barclays paid a record fine to settle the claims, and others are poised to follow. Deutsche Bank AG (DBK), Germany's largest lender, may pay as much as $1.57 billion in penalties and legal costs and Edinburgh-based Royal Bank of Scotland Group Plc (RBS) $1.48 billion, according to estimates published last week by Morgan Stanley analysts Betsy Graseck and Huw van Steenis."
Penalties and legal costs? If no one gets serious jail time, bet the farm on two things: one, a fourth banking scandal will only be a matter of when, not if. Two, and far more daunting, the red carpet will be rolled out for every socialist/Marxist crackpot scheme ever devised.
In other words, stop wondering why, despite his colossal failures, our Marxist/socialist, thumb-his-nose-at-the-Constitution, Re-distributionist-in-Chief resonates with those who can't make the distinction between execrable human beings who have totally abused the capitalist system, and the system itself. He also resonates with the abusers of the system who know that Mr. Obama, despite all his hopey-changey b.s., is crony capitalism's best defender, in all its status quo, stifle-the-competition glory.
I have no magic solutions for the current scandal, other than the most obvious one of all: break up the big banks into smaller separate entities, no matter how loud the moaning and gnashing of teeth becomes. The idea that a relatively small number of gargantuan financial institutions can pose a threat to the entire global banking system is the only reason necessary to implement that idea. And the next time one of them screws up, by all means let them go under. If there's criminality involved, prosecute to the fullest extend of the law, which ought to include lifetime bans on working in the securities industry for those who commit transgressions that don't merit jail time, but are still serious enough to impact thousands, perhaps millions of people.
That's the small picture. The big picture? If we can't re-introduce some kind of moral clarity back into our culture, nothing else will matter in the long run. No system of government, finance or culture can withstand wholesale numbers of people who see right and wrong as situational, negotiable, or infinitely flexible. And before the usual suspects get started, a couple of things: first, I'm not advocating religious totalitarianism or any other zero-tolerance system. On the other hand I am saying that despite years of Americans being subjected to the worst adage ever devised, as in, "there is no black and white, everything is a shade of grey," the most important decisions people make about their lives are overwhelmingly black and white. You either get married or you don't. You have children or you don't. You get a job or you live off the state. You decide to live a life of honesty and integrity, or you don't, etc. etc.
We've tried moral relativity and it isn't working. People have an infinite capacity for rationalization that can only flourish in a society where virtually everything is tolerated under the ludicrous banner of non-judgmentalism. Yet somehow the same people who embrace that odious philosophy think people in positions of power should be held to a higher standard. Really? Based on what, immunity? Moral relativism is an equal-opportunity affliction. The privileges of wealth? In a morally relative society, people with more money and a better education do indeed have a greater capacity — for self-rationalization, among other things.
For those who follow me regularly, I well aware that this piece sounds like a record with the needle stuck in the same place. Yet as long as most Americans keep pointing fingers at the almost infinite number of symptoms of the disease afflicting our society — instead of the disease itself — I will continue to annoy. It is my hope, quixotic as it may be, that concepts such as shame, honesty, courtesy, common decency and integrity are poised for a big comeback, and that moral relativity, in all its non-judgmental insanity, is eventually consigned to the ash heap of history where it truly belongs.
We've been willfully oblivious long enough.
Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.
Comment on JWR Contributor Arnold Ahlert's column, by clicking here.
Previously:
07/09/12: Dear Mr. Romney
07/02/12: Different Shades of Lipstick on the Same Socialist Pig
06/27/12: We're Going to Do What We Want, and We Dare You to Stop Us
06/25/12: Fast and Furiously Diverting Attention from the Economy
06/20/12: So Much For Stopping the Leaks
06/18/12: Another Feckless Attempt to Change the Conversation
06/12/12: Mr. Obama's Latest Fantasies and Fabrications
06/04/12: Progressivism: An Adolescent Ideology
05/21/12: Drones Against Democracy
05/17/12: Pay Up --- Or Else
05/07/12: A Tale of Two Women
05/01/12: 2012: The Economic Paradox No One Wants to Talk About
04/23/12:2012: A Referendum on Our National Character
04/13/12: Feel This
04/11/12: Teaching Dependency
04/04/12: Network News Shapers
04/02/12: Stabbing Israel in the Back Is More Like It
03/19/12: Gas Pains and Debt Bombs
03/12/12: Israel Under the Bus
03/05/12: Baby Steps Down the Road to Depravity
02/27/12: Debasing Our Military, One Politically Correct Moment After Another
02/20/12: The 'New Normal' of Rampant Illegitimacy
02/13/12: Sandwiches or Freedom?
02/10/12: Progressive Obsolescence
02/06/12: Safeguarding Kids No Match for Following Procedure
01/29/11: 2016: R.I.P. GOP
01/26/11: Obama's Happy Talk Versus Bernanke's Action
01/23/11: South Carolina Goes for the Media-Masher
01/17/11: Nuking the Strait of Hormuz?
01/09/11: Coercion and Incentive Are Not Interchangeable Terms
01/06/11: Will We Retire Obama --- or the Constitution?
01/03/11: Dumb -- or ‘Disabled?’
12/27/11: Islamists ‘Celebrate’ Christmas
12/19/11: A Deficiency of Decency
12/16/11: Better a A War On Whiners Than Christmas
12/12/11: Anybody But Obama
12/07/11: Connecting the Feckless Foreign Policy Dots
12/05/11: Can We Keep Our Republic?
11/28/11: Cyber Crack-heads
11/21/11: Water Water Everywhere, But Not a Drop to Think
11/18/11: Walking along Avenue J(ew)
11/09/11: Military Scandal, Media Blackout
11/09/11: Open-Mics and Closed Minds
11/07/11: Back in the EU--SSR
10/31/11: Camping Out in La-La Land
10/14/11: Bagman Tim
10/13/11: Are Colleges Too Big to Fail?
10/11/11: Why aren't they upset when their child is mugged in school?
10/07/11: I Stand With the ‘One Percenters’
10/03/11: Can We Legalize Assassination?
09/29/11: Tim, Liz and Bev Equals Moe Larry and Curly
09/26/11: No Acknowledgment of Israel? No More Money
09/19/11: ‘Jobbing’ America
09/16/11: Carville knows a few things about ‘crazy’
09/12/11: Contemptible Krugman
09/09/11: Solving the 9/11 Invitation Controversy
09/06/11: Our Progressive Economic Wrecking Crew
09/01/11: Summer Swoon
08/29/11: The Real American Fanatics
08/24/11:The Five Stages of (Progressive) Grief
08/22/11:The Inevitable Descent From Progressivism to Nihilism
08/22/11: Perry Stands Firm. Obama Stands Mute
08/15/11: Give Me a Flatscreen TV, or Give Me Anarchy!
08/11/11: Resign, Mr. President
08/08/11: Facts? We Don't Need No Stinkin' Facts
08/03/11: Manufactured Crises
08/01/11: Stay Healthy, America --- or else!
07/28/11: Existential Crisis, Part 2
07/25/11: Three-Out-of-Four Americans Are Radicals
07/21/11: What Does Two Plus Two Equal?
07/18/11: News Nuggets
07/13/11: The ‘Write Stuff’
07/11/11: Completely Expectable ‘Unexpectedness’
07/07/11: Organized Cheating
07/05/11: Stimulating Disaster
06/30/11: Progressivism Masquerading as Education
06/27/11: America: Greece With Better PR
06/23/11: NBC-ya Later
06/19/11: One Man's Conversation About Race
06/10/11: An Exhibitionist in an Exhibitionist Age
06/07/11: NAACP Betrays Black American Schoolchildren
06/02/11: For the First Time in My Adult Life . . .
05/31/11: If I Were President
05/25/11: California Dreamin'
05/23/11: On Wisconsin!
05/20/11: Obama's Farewell to Israel Speech
05/16/11: ‘Krauthammering’ Amnesty
05/11/11: Bounce, My Backside
05/09/11: The Epicenter of Progressive Contempt for the Rule of Law
05/03/11: SEALing Osama's Fate
05/02/11: The Education plantation
04/24/11: The Bell May Toll for Jersey Toll Collectors
04/19/11: From Medical Dependency to Dependency on the Welfare State
04/14/11: Trumping the Debate
04/06/11: It Takes a Bigot to Expose a Death Cult
04/04/11: Charlie and Snookie --- and Barack
03/30/11: ‘Disabling’ America, One Lawsuit at a Time
03/28/11: The MSM Kills the ‘Kill Team’ Story
03/23/11: Another Military Scandal
03/21/11: Barry, Joe, Helen and Wisconsin Teachers
03/16/11: The Inevitable Viability of Conservatism
03/14/11: Progressives in Their Own Words
03/09/11: $61 Billion in Cuts --- Vs. $223 Billion in One Month of Spending
03/07/11: Bean Bag B.S.
03/02/11: A ‘Green’ Catastrophe in the Making
02/28/11: Ain't Noting Like the Real Thing
02/23/11: Progressive Rot vs. the ROTC
02/21/11: Wisconsin: Progressivism in All its Ugly Glory
02/18/11: News reporters --- or Narrative Shapers?
02/16/11: The Presidents Budget Proposal: An Obamination of Progressive Profligacy
02/14/11: Only Another 9/11 Will Alter the Illegal Immigration Status Quo
02/10/11: Is O'Reilly losing his touch or is he just irresponsible?
02/07/11: Tossing Britain Under the Bus
02/03/11: Starving the World In Order to Save It
01/31/11: Walking the Middle East Tightrope
01/27/11: Small-scale Terrorist Attacks: Big Strategy?
01/24/11: Jeffery Immelt: A Crony Capitalist In Charge of Job Creation
01/20/11: An ‘Intimate’ Prime-time Interview
01/17/11: Progressives: Always Angry, Newly Desperate
01/12/11: Twain vs. the Totalitarians
01/10/11: Politically Correct Passports?
01/05/11: Showdown at the Fiscal Corral
01/03/11: Reading the Constitution Aloud is a Good Start
12/30/10: Getting Our Moral Mojo Back
12/27/10: PC Airport Safety is an Oxymoron
12/23/10: Getting America Back On Track
12/20/10: A Collectivist Coalition of Convenience
12/15/10: The President Who Wasn't There
12/13/10: Tech-No!
12/08/10: A Lethal Military, Inclusive or Not
12/06/10: The ‘Unexpected’ Consequences of Progressivism
12/01/10: Leakers and Losers
11/29/10: ‘We Won’, Part One
11/22/10: Keep Your Hands Off My Constitution
11/17/10: Grope and Change
11/14/10: Taking Back Our Country, One School At a Time
11/11/10: Checks (and Balances), Please
11/08/10: Curtain Up, Progressives Down
11/04/10: Last Chance, Republicans
11/01/10: By Their Own Words Shall Ye Know Them
10/28/10: Progressive Determination to Undermine American Elections
10/25/10: Shock, but more importantly, action: De-Unionize Public Schools now
10/20/10: Multiculturalism? Check, Please
10/18/10: Healthcare: ‘Alice in Wonderland’ vs. The Constitution
10/11/10: Vote for Restoring the Rule of Law in November
10/11/10: Dems: Running From Clarity
10/07/10: Hypersensitive Hogwash
10/04/10: ‘Comprehensive’ Con Artists
09/29/10: Why Dems Are Going Down in November
09/27/10: The Unholiest of Unholy Alliances
09/22/10: Two Words for Republicans to Remember: ‘I Won’
09/20/10: Purging ‘Me First’ Politicians
09/17/10: No More ‘Lesser of Two Evils’
09/15/10: ‘Recovery’ Arms Race
09/13/10: ‘Bigots’ in the Majority --- Again?
09/09/10: Giving Voters Something to Vote For
09/07/10: Irresponsible Dems, Incomprehensible Bills
09/02/10: War Weary Americans vs. Implacable Islamists
08/31/10: A ‘Dream’ Debased
08/25/10: American ‘Bigots’ Versus Media Propagandists
08/23/10: Recovery Bummer
08/19/10: An Unholy Alliance of Radicals
08/16/10: You've Lost America, Mr. President
08/13/10: The Twin Towers of Progressive Disconnect
08/11/10: A Far Better ‘National Discussion’
08/09/10: It's ‘Only’ One Dead Nun
08/06/10: Incremental Tyranny
08/04/10: Ground Zero Mosque: Context Counts
08/02/10: The Arizona Ruling: a Gift for November
07/29/10: The United Cities of America
07/26/10: JournoList: ‘Coordinated’ Ideological Bankruptcy
07/20/10: Go For Broke Or Get Out of the Way
07/14/10: You're a Liberal/Progressive if You Believe…
07/12/10: $33-an-hour--For Sleeping On the Job
07/08/10: Extortionist Government
07/06/10: ‘Commerce Clause’ Totalitarians
07/01/10: Another Public School Travesty in MA
06/30/10: Calling YOUR Bluff, Mr. President
06/28/10: A Trifecta of Progressive Corruption
06/23/10: Plug the Darn Hole --- In Our Border
06/21/10: Our Empty-Suit-in-Chief
06/16/10: Betraying Our Children
06/14/10: Who Gets the Benefit of the Doubt?
06/07/10: Politically Correct Warfare
06/01/10: Bill Maher's ‘Black’ President
05/25/10: A Mosque At Ground Zero
05/23/10: Libs Stand Tall --- For Mexico
05/19/10: The 'Unintended Consequences' of Liberalism
05/17/10: 'Los' Suns: Stuck on Stupido
05/12/10: Union Audacity: Yes We Will!
05/10/10: Greeks, Leaks and and Double-Speak
05/05/10: Twelve Million Illegals --- or Thirty?
05/02/10: Republicans: Playing Not to Lose Doesn't Cut It
04/28/10: Arizona: Progressivism's Waterloo?
04/26/10: Son of Amnesty
04/22/10: Mortgages and Moral Meltdowns
04/20/10: Bashing Christians — Or Gays?
04/15/10: Personal Integri-‘tea’
04/12/10: Fools, Tools and Ghouls
04/08/10: (Tea) Party On
04/05/10: The Triumph of Mediocrity
04/02/10: Two For the Road
03/29/10: The Innate Immorality of Liberalism
03/24/10: The Art of War
03/22/10: I Want My Country Back
03/18/10: A Perpetual Process
03/17/10: American Exhibitionists
03/15/10: A Light Bulb Moment of Clarity
03/10/10: Little Things Mean A Lot
02/03/10: Budgetary Fork in the Road
02/01/10: Liberal Economic Illiteracy
01/27/10: ‘Roe-ing and Wade-ing’ Back to Reason
01/25/10: Arrogance When Up, Denial When Down
01/20/10: Connecting the Educational Dots
01/19/10: The Next Tea Party?
01/15/10: The Myth That Keeps on Giving
01/13/10: Airport Security Begins Away From the Airport
01/11/10: Secrets and Lies
01/08/10: Embracing Bigotry — or Rejecting Bullying?
01/06/10: Hanging by an Ideological Thread
01/04/10: Our ‘Wonderama’ Bureaucracy
12/30/09: A Day Off
12/28/09: Dangerous Myths
12/25/09: I, Me, Mine
12/23/09: A Very Harry Christmas
12/21/09: My Opinon
12/18/09: The Party of Repeal
12/15/09: Privileged Exemption
11/30/09: ‘Settled’ Science and Unsettled Children
11/30/09: American Sharia Law
11/23/09:The Trial (Travesty) of the Century
11/04/09: American Vampires and Their Political Enablers
11/01/09: ‘Opting Out’ of Insanity?
10/28/09: Cell Phones Cause Brain Cancer. Brain Required
10/26/09: Communism: Nazism With Better PR
10/21/09: Just Asking
10/16/09: Cost Projections vs. Actual Costs, or Hope and Change vs. Reality
10/14/09: News you can use …
10/07/09: Incremental Insidiousness
10/05/09: MIA: Common Sense and Common Decency
09/30/09: Iran: Bad Options and Unpreparedness
09/21/09: Crying Racism: the Last Refuge of Scoundrels
09/11/09: 9/11 Cannot Be Sanitized
09/08/09: ‘Truthers’ and Consequences
09/01/09: A ‘Paper Trail’ Challenge for the Mainstream Media
08/31/09: Drowning in Amorality
08/26/09: The Republican Recovery Program
© 2011, Arnold Ahlert
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