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Jan. 8, 2009

Stratfor Geopolitical Intelligence Report: Arab regimes secretly rooting for Israel?

Larry Elder: Israelis and Palestinians: Who's David, Who's Goliath?

Jeff Jacoby: Yes, it's anti-Semitism

Jan. 7, 2009

Jonah Goldberg: Who are the real Nazis?

Anne Applebaum: Pointless Peace Proposals

Jan. 6, 2009

Caroline B. Glick: Iran's Gazan diversion?

Dennis Prager: Dissecting Dershowitz

Jan. 5, 2009

Mark Steyn: Gaza has its version of rocket scientists

Mona Charen: The So-called International Community

Jan. 2, 2009

Rabbi Abraham J. Twerski: Having a holy tongue

Caroline B. Glick : Hamas' march to victory

Dec. 31, 2008

Dore Gold: Is Israel Using 'Disproportionate Force'?

Renee Enna:: Succulent 'stewp' is quick, easy fix

Dec. 30, 2008

Jonathan Mark: Israel's Response Is Disproportionate

Wesley Pruden: It's time once more to blame the Jews

Dec. 29, 2008

Rabbi Hillel Goldberg: Chanukah: 'Give me Judaism or give me death'

Michael B. Oren: A crisis and an opportunity

Dec. 26, 2008

Rabbi Yonason Goldson: When the past meets the future

Caroline B. Glick: Iran and Hamas do Christmas

Dec. 24, 2008

Rabbi Dovid Zauderer: Judaism's Santa problem

The Kosher Gourmet by Ethel G. Hofman CHANUKAH FORK-FINGER FOOD FEAST

Dec. 23, 2008

Caroline B. Glick: Repeating failure in Gaza

Dec. 22, 2008

Rabbi Boruch Leff: Too many Jews today are missing the intended purpose of one of Judaism's most beloved holidays

Barry Rubin: Liar, liar, pants on cease-fire

Dec. 19, 2008

Rabbi Yonason Goldson: The Final Battlefield

Caroline B. Glick: Betting on a dead horse

Dec. 18, 2008

The Kosher Gourmet by Steve Petusevsky: Juicy Chef's hella top, hella bottom, hallelujah in the middle

Craig Crossman : More gifts for geeks --- and those who love them

Dec. 17, 2008

Dion Nissenbaum: Israel kicks out outrageously biased UN official

Craig Crossman : Gifts for geeks --- and those who love them

Dec. 16, 2008

Jonathan Rosenblum: The Gift of Joy

Frank J. Gaffney, Jr.: Uncle Shariah

Dec. 15, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir : Expert witnesses who put themselves first

Barry Rubin: What they say isn't what you hear

Dec. 12, 2008

Rabbi Hillel Goldberg: Can the Bible be a secular language?

Caroline B. Glick: What a PM Netanyahu faces from Washington

Dec. 11, 2008

Rabbi Leiby Burnham: Our role in the Divine's global corporation, World Inc.

The Kosher Gourmet by Steve Petusevsky: A retro-tasting pareve pot pie made with a light hand

Dec. 10, 2008

Rabbi Paysach J. Krohn: Groom admits he was caught "red handed"

Kara McGuire: No money for gifts? No problem

Dec. 9, 2008

The Jewish Ethicist by Rabbi Dr. Asher Meir : Can I make my boss treat me fairly?

Stratfor Geopolitical Intelligence Report: Next Steps in the Indo-Pakistani Crisis

Dec. 8, 2008

Rabbi Avi Shafran: 'Chanukah Bush' flap and graciousness

Mark Steyn: Jews get killed, but Muslims feel vulnerable

Dec. 5, 2008

Rabbi A. Henach Leibowitz: Truth --- The Key to Gratitude

Jeff Jacoby: UN's obsession is grotesque and Orwellian

Oct. 29, 2003
Mortimer B. Zuckerman: Graffiti On History's Walls (MUST-READ!)

Jewish World Review June 23, 2008 / 20 Sivan 5768

Get an attorney to protect disabled brother

By Jan L. Warner & Jan Collins


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http://www.JewishWorldReview.com | Q: I am 58 and have one disabled brother (age 48), who has always lived at home with our parents. Our father died last year and left everything to our mother, who, at 83, has been diagnosed with dementia. Although her doctor says she needs full-time care, he believes she has enough mental ability to sign a power of attorney and a will, but she won't. In fact, she has become very paranoid and refuses to sign a power of attorney for fear that I will take everything from her, ignoring the needs of my brother, who can't live alone.


Mom was recently committed by her physician when she threatened a nurse in his office. She is now being medicated properly, but the doctor says she must be placed in a nursing home. Since she has signed no power of attorney, I finally was forced to apply to our local probate court for conservatorship and guardianship over her.


At more than $5,600 monthly for a nursing home, her money and property will run out in short order, leaving my brother unprotected. I went to the probate court to inquire about ways to set aside funds for my brother, but I was told this could not be done. Mom owns a house worth $130,000. Her Social Security and Dad's retirement is $1,600 monthly. She is down to $55,000 in her accounts, still too much to qualify for benefits.


Without some planning, my brother will become a public charge. My wife has agreed for us to take care of him. I can't understand why the court won't help me. I don't want anything for myself.


A: People who have mental capacity — or their spouses and agents acting under durable powers of attorney with appropriate specific language — have the authority to change beneficiary designations, transfer assets, and use various estate-planning and Medicaid-planning techniques without court approval. However, when dealing with incapacitated people, courts are often asked to determine if, how and when an incapacitated person can transfer assets to qualify for Medicaid, which is what we assume you want to do for your mother in order to protect your brother's future.


There may be limited ways in which conservators can engage in some planning without court approval. For example, since conservators are charged with making prudent investments for their wards, should there be a Medicaid-planning technique that can be classified as a "prudent investment," this might be accomplished without judicial approval. Additionally, since some state laws allow a fiduciary to make purchases for the benefit of a ward without prior judicial approval, a conservator might be able to make a purchase that would also enhance a Medicaid planning strategy.


By and large, however, Medicaid planning requires prior judicial approval before implementation. Some courts have been very creative and helpful. For example, one California court authorized gifts by the guardian of an incapacitated person to family members in order to reduce estate taxes. And a New York court allowed the guardian to make gifts on behalf of an incapacitated institutionalized spouse to the community spouse in order to make the spouse in the nursing home eligible for Medicaid.


We believe that incapacitated people should have the same rights as people with capacity to take advantage of not only basic estate-planning opportunities but also Medicaid planning through a fiduciary, especially where, as here, your mother and father had been taking care of your disabled brother, and such a transfer would have been made by a reasonably prudent person with capacity to understand the situation.


Taking the NextStep: We suggest that you contact an experienced elder-law attorney, who can explain your case to the court. This is a time for effective "lawyering." And for our readers who have not yet faced this situation, we urge you to make sure you have appropriate durable powers of attorney that will allow trusted agents to make these decisions for you if you become incapacitated — without the necessity of court intervention.

Every weekday JewishWorldReview.com publishes what many in in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here.

JAN L. WARNER received his A.B. and J.D. degrees from the University of South Carolina and earned a Master of Legal Letters (L.L.M.) in Taxation from the Emory University School of Law in Atlanta, Georgia. He is a frequent lecturer at legal education and public information programs throughout the United States. His articles have been published in national and state legal publications. Jan Collins began co-authoring Flying SoloŽ in 1989. She has more than 27 years of experience as a journalist, writer, and editor. To comment or ask a question, please click here.

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