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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review April 17, 2014 / 17 Nissan, 5774

The Long Goodbye to Sebelius

By Betsy McCaughey




JewishWorldReview.com | On Friday, President Barack Obama used the long-awaited resignation of Secretary of Health and Human Services Kathleen Sebelius to claim victory for his namesake health law. "She got it fixed, got the job done," he said. Don't believe him.

? The law is called Obamacare, not Sebeliuscare. And sadly, there is plenty of trouble ahead. Aside from the website fiasco, few of Obamacare's problems are owing to Sebelius alone. They are either baked in the law or caused by the hard-sell way the president has coaxed — and even lied to — unsuspecting Americans in an attempt to get them signed up for government exchanges.

STUFFED PREMIUM DEFAULTS

At Friday's Rose Garden announcement, Obama claimed that 7.5 million people have enrolled in affordable health coverage. The truth is that only 80 percent have actually paid their first premium and therefore have coverage, according to estimates by RAND Corporation and Goldman Sachs. But the more important issue is how many will continue paying. Obamacare purchasers living paycheck to paycheck will be shocked by the high deductibles, about $3,000 for the silver plan (most commonly selected) and $5,000 for the bronze plan (most affordable). Millennials who heard the president say on the comedy skit "Between Two Ferns" that they can buy a health plan for the price of a cellphone contract won't be laughing when they realize what a $5,000 deductible means. Who ever heard of a cellphone contract with a $5,000 deductible? They'll have to pay out of pocket for thousands of dollars worth of care before they see benefits from Obamacare. Some will stop paying premiums. The American Medical Association, a chief Obamacare booster, is so worried about this that it's sending warnings to its members.



Section 1412 of the health law gives consumers a 90-day "grace period" before their subsidized plan is canceled for nonpayment. But insurers only have to continue paying doctors and hospitals for 30 days. The next 60 days of care are on the doctor or hospital. The AMA says that "it could pose a significant financial risk for medical practices."

PREMIUM HIKES

Consumers reeling from Obamacare-premium shock are in for another jolt when the 2015 rates come out. Overall, consumers had to pay 41 percent more for individual plans in 2014, according to the Manhattan Institute, and in some states (Delaware and New Hampshire), rates went up 90 percent or even 100 percent, according to a newly released Morgan Stanley analysis. Insurance executives already are warning about double- or triple-digit hikes for the coming year. "I do think it's likely premium rate shocks are coming," said Chet Burrell, CEO of Care First BlueCross BlueShield. Aetna CEO Mark Bertolini, one of the first to raise the alarm, said increases "could go as high as 100 percent."

In most states, insurers will be setting their 2015 rates in June, but the administration is doing everything possible to keep these future rates under the radar until after the November midterm elections. They even postponed the beginning of the open-enrollment period until Nov. 15.

LOSING ON-THE-JOB COVERAGE

But there's no way to hide the impact on the 25 million to 30 million Americans who could lose on-the-job coverage in the coming months. Employers who bought plans in the small-group market last year will have a hard time renewing those old plans and will have to choose between providing the more costly Obamacare benefit package or dropping coverage altogether. Count on employers with low-wage workforces, such as retailers, hoteliers and restaurateurs, to push their employees and families into the exchanges.

FIGHTING FOR CANCER CARE

Cancer is most Americans' No. 1 health fear. And access to the nation's best-known cancer centers is becoming a hot-button issue, as Obamacare enrollees discover how few choices of hospitals and doctors they have. Many plans exclude specialty cancer hospitals, even though research shows that women with ovarian cancer, for example, live a year longer when they are treated at high-volume cancer hospitals instead of local facilities. Insurers say they will have to raise premiums for exchange plans even higher if the outrage over access forces them to cover cancer hospitals.

The president said on Friday that Obamacare has "turned the corner." Not exactly. In fact, even the confirmation of Sebelius's successor, Sylvia Mathews Burwell, current director of the White House Office of Management and Budget, will not be an anointing. The U.S. Senate confirmed Burwell unanimously for her present position, but already Senate Minority Leader Mitch McConnell, R-Ky., has fired a shot, saying he hopes her appointment "will be the start of a candid conversation about Obamacare's shortcomings." That could take a while.

Betsy McCaughey is a former lieutenant governor of New York and the author of "Beating Obamacare." She reads the law so you don't have to.


Betsy McCaughey Archives


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