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December 2, 2014

Jonathan Tobin: Defending the Right to a Jewish State

Heather Hale: Compliment your kids without giving them big heads

Megan Shauri: 10 ways you are ruining your own happiness

Carolyn Bigda: 8 Best Dividend Stocks for 2015

Kiplinger's Personal Finance editors: 7 Things You Didn't Know About Paying Off Student Loans

Samantha Olson: The Crucial Mistake 55% Of Parents Are Making At Their Baby's Bedtime

Densie Well, Ph.D., R.D. Open your eyes to yellow vegetables

The Kosher Gourmet by Megan Gordon With its colorful cache of purples and oranges and reds, COLLARD GREEN SLAW is a marvelous mood booster --- not to mention just downright delish
April 18, 2014

Rabbi Yonason Goldson: Clarifying one of the greatest philosophical conundrums in theology

Caroline B. Glick: The disappearance of US will

Megan Wallgren: 10 things I've learned from my teenagers

Lizette Borreli: Green Tea Boosts Brain Power, May Help Treat Dementia

John Ericson: Trying hard to be 'positive' but never succeeding? Blame Your Brain

The Kosher Gourmet by Julie Rothman Almondy, flourless torta del re (Italian king's cake), has royal roots, is simple to make, . . . but devour it because it's simply delicious

April 14, 2014

Rabbi Dr Naftali Brawer: Passover frees us from the tyranny of time

Greg Crosby: Passing Over Religion

Eric Schulzke: First degree: How America really recovered from a murder epidemic

Georgia Lee: When love is not enough: Teaching your kids about the realities of adult relationships

Cameron Huddleston: Freebies for Your Lawn and Garden

Gordon Pape: How you can tell if your financial adviser is setting you up for potential ruin

Dana Dovey: Up to 500,000 people die each year from hepatitis C-related liver disease. New Treatment Has Over 90% Success Rate

Justin Caba: Eating Watermelon Can Help Control High Blood Pressure

The Kosher Gourmet by Joshua E. London and Lou Marmon Don't dare pass over these Pesach picks for Manischewitz!

April 11, 2014

Rabbi Hillel Goldberg: Silence is much more than golden

Caroline B. Glick: Forgetting freedom at Passover

Susan Swann: How to value a child for who he is, not just what he does

Cameron Huddleston: 7 Financial Tasks You Should Tackle Right Now

Sandra Block and Lisa Gerstner: How to Profit From Your Passion

Susan Scutti: A Simple Blood Test Might Soon Diagnose Cancer

Chris Weller: Have A Slow Metabolism? Let Science Speed It Up For You

The Kosher Gourmet by Diane Rossen Worthington Whitefish Terrine: A French take on gefilte fish

April 9, 2014

Jonathan Tobin: Why Did Kerry Lie About Israeli Blame?

Samuel G. Freedman: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Jessica Ivins: A resolution 70 years later for a father's unsettling legacy of ashes from Dachau

Kim Giles: Asking for help is not weakness

Kathy Kristof and Barbara Hoch Marcus: 7 Great Growth Israeli Stocks

Matthew Mientka: How Beans, Peas, And Chickpeas Cleanse Bad Cholesterol and Lowers Risk of Heart Disease

Sabrina Bachai: 5 At-Home Treatments For Headaches

The Kosher Gourmet by Daniel Neman Have yourself a matzo ball: The secrets bubby never told you and recipes she could have never imagined

April 8, 2014

Lori Nawyn: At Your Wit's End and Back: Finding Peace

Susan B. Garland and Rachel L. Sheedy: Strategies Married Couples Can Use to Boost Benefits

David Muhlbaum: Smart Tax Deductions Non-Itemizers Can Claim

Jill Weisenberger, M.S., R.D.N., C.D.E : Before You Lose Your Mental Edge

Dana Dovey: Coffee Drinkers Rejoice! Your Cup Of Joe Can Prevent Death From Liver Disease

Chris Weller: Electric 'Thinking Cap' Puts Your Brain Power Into High Gear

The Kosher Gourmet by Marlene Parrish A gift of hazelnuts keeps giving --- for a variety of nutty recipes: Entree, side, soup, dessert

April 4, 2014

Rabbi David Gutterman: The Word for Nothing Means Everything

Charles Krauthammer: Kerry's folly, Chapter 3

Amy Peterson: A life of love: How to build lasting relationships with your children

John Ericson: Older Women: Save Your Heart, Prevent Stroke Don't Drink Diet

John Ericson: Why 50 million Americans will still have spring allergies after taking meds

Cameron Huddleston: Best and Worst Buys of April 2014

Stacy Rapacon: Great Mutual Funds for Young Investors

Sarah Boesveld: Teacher keeps promise to mail thousands of former students letters written by their past selves

The Kosher Gourmet by Sharon Thompson Anyone can make a salad, you say. But can they make a great salad? (SECRETS, TESTED TECHNIQUES + 4 RECIPES, INCLUDING DRESSINGS)

April 2, 2014

Paul Greenberg: Death and joy in the spring

Dan Barry: Should South Carolina Jews be forced to maintain this chimney built by Germans serving the Nazis?

Mayra Bitsko: Save me! An alien took over my child's personality

Frank Clayton: Get happy: 20 scientifically proven happiness activities

Susan Scutti: It's Genetic! Obesity and the 'Carb Breakdown' Gene

Lecia Bushak: Why Hand Sanitizer May Actually Harm Your Health

Stacy Rapacon: Great Funds You Can Own for $500 or Less

Cameron Huddleston: 7 Ways to Save on Home Decor

The Kosher Gourmet by Steve Petusevsky Exploring ingredients as edible-stuffed containers (TWO RECIPES + TIPS & TECHINQUES)

Jewish World Review

6 Things to Know About Getting the Best Cell-Phone Deal

By Lisa Gerstner







Competition is heating up. We help you choose the best deal


1. The battle has begun.


In January, AT&T announced that, for a limited time, T-Mobile customers could get up to $450 in store credit for trading in their smart phones and switching to AT&T wireless. T-Mobile soon shot back with its own offer: Customers who moved to T-Mobile from AT&T, Sprint or Verizon could get up to $350 per line in credit to apply to contract early-termination fees, plus up to $300 in phone trade-in value. AT&T has ended its offer, but T-Mobile is still trolling for new customers.


2. Choose sides carefully.


With T-Mobile's offer, you must buy a full-price phone from the carrier; activating your own device isn't an option. Though AT&T is no longer paying T-Mobile customers to switch, you could take advantage of the options that were available through the promotion and avoid a contract: buying a new phone from the carrier at full price (a full-price 16-gigabyte Samsung Galaxy S4, for example, runs $640), signing up for AT&T's early-upgrade program or activating your own compatible device. Paying in full for a phone could be a good deal even without a cash credit, as long as plan rates drop by the same amount as or more than the increased phone cost, says Phil Goldstein, editor of industry newsletter FierceWireless.


3. Know the cost of freedom.


T-Mobile has eliminated contracts and phone subsidies and lowered prices on its service plans. AT&T has introduced Mobile Share Value: no-contract plans that run $15 less per month per phone than contract plans for customers who bring their own devices or pay in full to buy new ones. Plus, AT&T, T-Mobile and Verizon are all touting special no-contract plans that allow frequent phone upgrades and spread payments on a phone over a designated number of months. Such plans may appeal to people who crave the latest devices, but they can be costly.



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4. Outfit yourself with the latest gear.


Popular smart phones, such as the iPhone and Samsung Galaxy devices, are available through all the major carriers now, says Logan Abbott, president of MyRatePlan.com. Or you may choose to bring your own phone, such as a device you purchased from the carrier in the past or one you bought from a third party. But your phone has to be compatible with the carrier's network. Check the carrier's Web site or call the customer-service line to make sure the phone you want to use will work.


5. Don't forget about coverage.


Grabbing a great deal on a phone plan probably won't be worthwhile if your voice and data service is weak. Even Verizon, known for its superior coverage, admitted last year that its 4G LTE data network was struggling to keep up with demand. Your best bet is to ask other people in your area how satisfied they are with their service. You can also look up your city at www.rootmetrics.com/check-coverage to see a map showing how well various carriers perform.


6. Plot your strategy.


Though picking through the stream of new wireless offers can be tricky, "it's a great time to be a consumer," says Maggie Reardon, author of CNET.com's "Ask Maggie" column. Run the numbers to see whether a plan that interests you will save you money, and keep an eye out for promotional deals. Also check whether you can get discounts at certain carriers based on your employer.


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Lisa Gerstner is Associate editor at Kiplinger's Personal Finance.



All contents copyright 2013 Kiplinger's Personal Finance . Distributed by Tribune Media Services. All rights reserved.

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