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Selasky: EGGPLANT WRAPS are an easy, sumptuous and scrumptious meal May 3, 2013 Rabbi Nathan Lopes Cardozo: Human Courage and the Unavoidable, Disturbing Text Steven Emerson: Attorney General Fights CAIR in Court, Lauds it in Public Mediterranean diet helps beat dementia: study Harvard Health Letters: When to be screened for a hearing problem Jewz in the Newz by Nate Bloom : Iron Man's Jewish Connections; Marc Maron's New TV Show; Martin Landau Grows Up with Israel; Shalom, Allan Arbus The Kosher Gourmet by Diane Rossen Worthington: A sweet surprise for Mother's Day dessert May 1, 2013 Jonathan Rosenblum: An Improbable Journey to Orthodoxy Jonathan Tobin: Blame Obama, Not Israel for Syria Push Kids, kittens the Same? With employee perks at struggling Internet pioneer Yahoo! it's hard to tell Halena M. 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Jewish World Review March 20, 2013/ 9 Nissan, 5773 ObamaCare backlash By Dick Morris http://www.JewishWorldReview.com | It's worth remembering that President Obama decided not to let his new ObamaCare scheme take effect until 2014. At the time of its passage in 2010, it seemed politically wise to delay its implementation. Republicans won the election of 2010 and lost that of 2012. But the full impact of the new law will begin to become apparent in 2014 and the effect will be horrific, deeply damaging the Obama administration and the Democrats who backed it. The main brunt of the impact will be on premiums for health insurance coverage. They will skyrocket in very short order. The Heritage Foundation estimates the increases by state. Here's a sample: State Premiums rise by California 42-69 percent Florida 61 percent Georgia 61-100 percent Illinois 61 percent Michigan 35-63 percent New Jersey 39 percent North Carolina 61 percent Ohio 55-106 percent Pennsylvania 39 percent Texas 35-63 percent Virginia 75-82 percent Why such draconian increases? Heritage ascribes it to two provisions of the new law. The first restricts health insurers from charging any one age group more than three times the premium it charges any other one. This 3-1 ratio — typically between the older, non-Medicare portion of the covered population and the young group — is the brain child of the social planners. The actual figure is about 5-1 — it costs about five times as much to insure older patients than younger ones. Because, obviously, companies are not going to cut the premiums for the older patients, they will increase them for the younger ones so they can meet the 3-1 ratio. That means big increases for younger families. The second provision that pushes up premiums is the tendency of the new law to kill its customers with kindness by requiring all manner of illnesses and treatments to be covered, and covered generously. Mental health, dental care and such are all required in any policy. And the law restricts any effort by insurance companies to limit the utilization of these services. So the premiums will rise for everybody. The result of this premium inflation will be that more and more employers will refuse to continue to cover their workers and will find it far cheaper to pay the penalties in the law than to underwrite the vastly more expensive policies. Tens of millions of Americans will lose their insurance and have to buy coverage from the insurance exchanges Obama is creating — at a multiple of their current premium's cost. The ObamaCare subsidies are limited and will not begin to make up for the increased costs. And, to make matters worse, employers will be obliged to pay an annual $65 tax per employee to subsidize catastrophic coverage for the most expensive patients. Obama's real goal, of course, is to destroy employment-related insurance and force everyone into the insurance exchanges. This will lay the basis for single-payer, government-funded, socialized medicine in the United States: his stated goal. The political consequences of these premium increases are going to be horrific. Voters will realize how fraudulent Obama was in predicting average premium cuts of $2,500 per family. And the full dimensions of this misguided law will become apparent. The result will be a gradual and continuing erosion of Obama's favorability until he gets his clock cleaned in the 2014 election. Normally, of course, sixth year-elections are a total wipeout for the incumbent party. FDR lost a hundred seats in the House in 1938. Truman lost control of Congress in 1946. Eisenhower lost more than a dozen Senate seats in 1958. Nixon/Ford suffered massive losses in 1974. Reagan lost the Senate in 1988, as did Bush in 2006. Only Clinton, with Republicans self-destructing over impeachment, avoided severe losses. Obama will fall victim to the general trend, but his losses will increase as the economy fails to recover and health insurance becomes unaffordable. Dick Morris Archives BUY THE BOOK Buy it for 40% off the cover price by clicking here or in KINDLE at a 48% discount by clicking here. (Sales help fund JWR.). Comment by clicking here. Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. © 2013, Dick Morris

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