Feb. 8, 2013 Rabbi Berel Wein: Lofty ideals must be followed with grounded applications Clifford D. May: Letter from the West Bank Steve Rothaus: Judge OKs plan for gay man, lesbian couple to be on girl's birth certificate Gloria Goodale: States consider drone bans: Overreaction or crucial for privacy rights? Environmental Nutrition Editors: Don't buy the aloe vera juice hype Michael Craig Miller, M.D.: Harvard Experts: Regular exercise pumps up memory, too Erik Lacitis: Vanity plates: Some take too much license The Kosher Gourmet by Susie Middleton: Broccoflower, Carrot and Leek Ragout with Thyme, Orange and Tapenade is a delightful and satisfying melange of veggies, herbs and aromatics Feb. 6, 2013 Nara Schoenberg: The other in-law problem Frank J. Gaffney Jr. : A see-no-jihadist for the CIA Kristen Chick: Ahmadinejad visits Cairo: How sect tempers Islamist ties between Egypt, Iran Roger Simon: Ed Koch's lucky corner Heron Marquez Estrada: Robot-building sports on a roll Patrick G. Dean, M.D.: Mayo Clinic Medical Edge: How to restore body's ability to secrete insulin Sharon Palmer, R.D.: 3 prostate-protecting diet tips The Kosher Gourmet by Emma Christensen 7 principles for to help you make the best soup ever in a slow cooker Feb. 4, 2013 Jonathan Tobin: Can Jewish Groups Speak Out on Hagel? David Wren: Findings of government study, released 3 days before Newtown shooting, at odds with gun-control crusaders Kristen Chick: Tahrir becomes terrifying, tainted Curtis Tate and Greg Gordon: US keeps building new highways while letting old ones crumble David G. Savage: Supreme Court to hear case on arrests, DNA Harvard Health Letters: Neck and shoulder pain? Know what it means and what to do Andrea N. Giancoli, M.P.H., R.D.: Eat your way to preventing age-related muscle loss The Kosher Gourmet by Diane Rossen Worthington Baked Pears in Red Wine and Port Wine Glaze: A festive winter dessert Feb. 1, 2013 Rabbi Dr. Tzvi Hersh Weinreb: Redemption Clifford D. May Home, bloody, home Christa Case Bryant andNicholas Blanford Why despite Syria's allies warning of retaliation for Israeli airstrikes, the threats are likely hollow Rick Armon, Ed Meyer and Phil Trexler Ex-police captain cleared by DNA test is freed after nearly 15 years Harvard Health Letters: Could it by your thyroid? Sharon Palmer, R.D.: When 'healthy food' isn't Sue Zeidler: Coke ad racist? Arab-American groups want to yank Super Bowl ad (INCLUDES VIDEO) The Kosher Gourmet by Nealey Dozier The secret of this soup is the garnish January 30, 2013 Allan Chernoff: Celebrating 'Back from the Dead Day' America isn't a religious country? Don't tell Superbowl fans! Mark Clayton Cybercrime takedown! Germany remembers Hitler rise to power Israel salutes U. N. --- with the one finger salute Sharon Palmer, R.D.: Get cookin' with heart-healthy fats Ballot riles Guinness World Records The Kosher Gourmet by Elizabeth Passarella Potato, Squash and Goat Cheese Gratin January 28, 2013 Nancy Youssef: And Democracy for all? Two years on, Egypt remains in state of chaos Fred Weir: Putin: West is fomenting jihadi 'blowback' Meredith Cohn: Implantable pain disk may help those with cancer Michael Craig Miller, M.D. : Ask the Harvard Experts: Are there drugs to help control binge eating? David Ovalle Use of controversial 'brain mapping' technology stymied Jane Stancill: Professor's logic class has 180,000 friends David Clark Scott Lego Racism? The Kosher Gourmet by Mario Batali The celebrated chef introduces us to PANZEROTTI PUGLIESI, cheese-stuffed pastry from Italy's south

Jewish World Review March 11, 2009 / 15 Adar 5769 Obama's Phony Mortgage Plan By Dick Morris & Eileen Mc Gann http://www.JewishWorldReview.com | President Obama and his big spenders are moving quickly to the relief of those who are facing foreclosure on their mortgages. But the program they are offering will do nothing for those most in need. In the fine print, Obama's plan provides no relief for any homeowner whose mortgage exceeds the total value of his home. But these folks are the ones who have been conned into taking subprime mortgages so loaded with brokerage commissions, interest rate subsidies, bank fees, and lawyer and title company charges that the amount of the mortgage has ballooned. These high mortgage amounts, coupled with declining property values, have turned about 20 percent of American mortgages upside-down, so that the debt exceeds the value of the property. But excluding these homeowners from help, Obama is guilty of a holier-than-thou hypocrisy. Was it not Fannie Mae and Freddie Mac that encouraged such mortgages? Was it not the Democrats in Congress who passed legislation urging Fannie and Freddie to weaken their standards to allow more low- and lower-middle-income families to buy homes? How can Obama now pretend to be so shocked — shocked — that about 20 percent of America's home mortgages are now worth more than the property they finance? It was the insistence of liberal Democrats that made it so. When Housing and Urban Development Secretary Henry Cisneros demanded that Fannie and Freddie invest 42 percent of their assets in buying low- and lower-middle-income mortgages, and when his successor Andrew Cuomo raised the quota to 50 percent, what did they think would happen? When they explicitly told Fannie and Freddie not to insist on down payments in the mortgages they purchased, how did they think the purchase would be funded? Obviously, if you don't require the borrower to put money down, the full purchase price must be covered by the mortgage. To now, piously, refuse to come to the rescue of those who fell for your party's seeming generosity and bought homes on the terms it suggested is hypocritical at best. But it is not only the over-mortgaged who Obama will ignore, but those who have lost their jobs! If you do not make enough money such that your mortgage payments come to 31 percent of your income, you can't get your mortgage refinanced. If your income has dropped to a point where your monthly payments on your loan consume a greater part of your earnings than 31 percent, you are stuck. So we have Obama rushing to the aid of those who have been hurt in this bad economy, but exempting from his proposed relief anyone who has lost his job and seen a cut in income or whose property values have dropped below the amount of his mortgage. In other words, he'll help anyone but those most in need. And, once again, Obama would limit his aid to those who make below $200,000 a year. While he doesn't specify this limit in his proposal, he does limit his intervention to mortgages of less than $720,000. At standard mortgage interest rates, such a loan would call for $60,000 or so in payments a year. To qualify for relief, your mortgage payment can't be larger than 31 percent of your income after the refinancing — or about $200,000. Once more, Obama makes it clear that he is not the president of anyone who makes that much money or more. He is only the president of the other people. Obama, of course, forgets — or doesn't care — that those making over $200,000 account for almost a third of the total national spending, and you cannot stimulate an economy while constantly cutting off those people from any consideration in any government program. But Obama is determined to try. Every weekday JewishWorldReview.com publishes what many in the media and Washington consider "must-reading". Sign up for the daily JWR update. It's free. Just click here. JWR contributor Dick Morris is author, most recently, of "Fleeced: How Barack Obama and Hillary Clinton, Media Mockery of Terrorist Threats, Liberals Who Want to Kill Talk Radio, the Do-Nothing Congress, Companies ... Are Scamming Us ... and What to Do About It". (Click HERE to purchase. Sales help fund JWR.) Comment by clicking here. Dick Morris Archives © 2009, Dick Morris

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